Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravanning and Camping Abroad
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: ADAC European Breakdown - Beware! Post Reply Post New Topic
09/10/2013 at 9:31am
 Location: Yorkshire
 Outfit: None Entered
View lidds0's Profile View Profile   Reply to lidds0 Reply   Quote lidds0 Quote  
Joined: 24/8/2009

Diamond Member
Diamond Member

Forum Posts:   4494

Site Reviews Total: 57
Site Reviews 2024: 7  
Site Reviews 2023: 10 
Site Reviews 2022: 1  
Site Reviews 2021: 4  
Site Reviews 2020: 1  
Site Reviews 2019: 0  
Site Reviews 2018: 8  
Site Nights 2024: 37
Site Nights 2023: 48
Site Nights 2022: 20
Site Nights 2021: 9
Site Nights 2020: 2
Site Nights 2019: 0
Site Nights 2018: 8

Last year, we took out ADAC 'Partner Plus' breakdown cover, and included our two teenage sons on what I took to be a family policy.

This year, five or six weeks prior to renwal, we received documents through the post, apparently billing us separately: 79,50 for my husband, 19,20 for myself and 19,00 for our son, who was now aged nineteen.

I emailed several times, informing them that our son should not be included in the renewal this year and asking if I could pay a single premium, as per last year. After umpteen email attempts, all of which went unanswered, I telephoned Germany and explained the situation. I was informed that our son was now considered an independent customer and, since he had not personally written to inform them, 3 months prior to renewal, that he did not wish to continue a policy in his own right, he would now have to pay the 19 euros premium.

I argued that he had never entered into independent agreement with them, and that he was simply a named child on our family policy.

My account was debited a single payment of 98,50 and I thought that was that. Except, now our son has been billed for 19 euros.

So, just a heads up, to anyone who is thinking of naming teenage children for free inclusion on their ADAC policy; remember to get THEM to write (apparently it has to be a written communication, delivered by surface mail!), at least 3 months prior to renewal, stating they do NOT wish to continue a policy in their own right, once they attain 19 years of age.



Don't forget to leave a review of the French and other European campsites you have visited!


09/10/2013 at 9:39am
 Location: West - North Yorkshire
 Outfit: Swift Speedbird 490 Mondeo Estate
View Val A's Profile View Profile   Reply to Val A Reply   Quote Val A Quote  
Joined: 19/10/2004

Diamond Member
Diamond Member

Forum Posts:   18741

Site Reviews Total: 30
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 1  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 4
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

ADAC have strict terms and conditions about renewal - three months notice of cancellation - and everyone who takes out their policy should be aware of this.  I don't think I've noticed the 'teenage children' bit, as it doesn't apply to us.  I suppose as a 'Members Club' rather than an organisation they have different terms and conditions to most insurers.

Actually, though, by renewing now, you''ve saved yourselves a few euros because ADAC have put up their prices for 2014! 



09/10/2013 at 9:44am
 Location: Yorkshire
 Outfit: None Entered
View lidds0's Profile View Profile   Reply to lidds0 Reply   Quote lidds0 Quote  
Joined: 24/8/2009

Diamond Member
Diamond Member

Forum Posts:   4494

Site Reviews Total: 57
Site Reviews 2024: 7  
Site Reviews 2023: 10 
Site Reviews 2022: 1  
Site Reviews 2021: 4  
Site Reviews 2020: 1  
Site Reviews 2019: 0  
Site Reviews 2018: 8  
Site Nights 2024: 37
Site Nights 2023: 48
Site Nights 2022: 20
Site Nights 2021: 9
Site Nights 2020: 2
Site Nights 2019: 0
Site Nights 2018: 8

Heck, no, we renewed back in July, this bill for our son has only just been issued!

Another thing, they state cancellation must be made by letter, not by email.


09/10/2013 at 9:48am
 Location: Yorkshire
 Outfit: None Entered
View lidds0's Profile View Profile   Reply to lidds0 Reply   Quote lidds0 Quote  
Joined: 24/8/2009

Diamond Member
Diamond Member

Forum Posts:   4494

Site Reviews Total: 57
Site Reviews 2024: 7  
Site Reviews 2023: 10 
Site Reviews 2022: 1  
Site Reviews 2021: 4  
Site Reviews 2020: 1  
Site Reviews 2019: 0  
Site Reviews 2018: 8  
Site Nights 2024: 37
Site Nights 2023: 48
Site Nights 2022: 20
Site Nights 2021: 9
Site Nights 2020: 2
Site Nights 2019: 0
Site Nights 2018: 8

(No idea why I even bothered to name our two teenage sons,to be honest. Our eldest never drives our car anyhow and the youngest is too young to drive! I think I was just in a hurry to get it organised, last year, and when I saw the section to name children and have them included in the cover for free, I just filled in their details thinking it must relate to naming passengers/family members who'd potentially be in the car if it broke down! )


Don't forget to leave a review of the French and other European campsites you have visited!


09/10/2013 at 10:12am
 Location: Ireland
 Outfit: None Entered
View jonbo's Profile View Profile   Reply to jonbo Reply   Quote jonbo Quote  
Joined: 12/5/2009

Standard Member
Standard Member

Forum Posts:   69

Site Reviews Total: 6
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

This sounds similar to the situation that applies to all motor insurance policies in Belgium, where the law is that a motor insurance policy will automatically be renewed unless the customer informs the insurance company in writing by surface mail a minimum of 3 months in advance of the renewal date that they do not wish to renew the policy and all the insurance companies are very strict in their application of this law.


Advertisement



09/10/2013 at 10:55am
 Location: France
 Outfit: Hobby 460Ufe
View Crach's Profile View Profile   Reply to Crach Reply   Quote Crach Quote  
Joined: 07/4/2013

Platinum Member
Platinum Member

Forum Posts:   580

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Similar in France though in recent years it has changed to within one week of receipt of the renewal.


09/10/2013 at 11:25am
 Location: Yorkshire
 Outfit: None Entered
View lidds0's Profile View Profile   Reply to lidds0 Reply   Quote lidds0 Quote  
Joined: 24/8/2009

Diamond Member
Diamond Member

Forum Posts:   4494

Site Reviews Total: 57
Site Reviews 2024: 7  
Site Reviews 2023: 10 
Site Reviews 2022: 1  
Site Reviews 2021: 4  
Site Reviews 2020: 1  
Site Reviews 2019: 0  
Site Reviews 2018: 8  
Site Nights 2024: 37
Site Nights 2023: 48
Site Nights 2022: 20
Site Nights 2021: 9
Site Nights 2020: 2
Site Nights 2019: 0
Site Nights 2018: 8

It's not so much the 3 month notice period which concerns me, it's about their instigating an independent policy for any teenage children who are named (for 'free') on a family policy, once they reach 19 years of age. And insisting that the young person must be the one to opt out (within the 3 month ruling), despite them never having organised the policy in the first place!


Don't forget to leave a review of the French and other European campsites you have visited!


09/10/2013 at 12:22pm
 Location: Derby.
 Outfit: Karsten 350+Awnings
View Mucker1884's Profile View Profile   Reply to Mucker1884 Reply   Quote Mucker1884 Quote  
Joined: 01/7/2012

Diamond Member
Diamond Member

Forum Posts:   9052
Tent Reviews:   5

Site Reviews Total: 40
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 2  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 6

I take it this bill is just that? A bill. I presume they don't have your son's full details, and certainly not bank details?

Personally, I'd tell him to bin it! Let them do the chasing.
He knows nothing about it, and has never entered into any agreement with them.

I'm tempted to say it even sounds an illegal practice!

-------------
2024: 38 nights thus far...
2023: 47 nights
2022: 40 nights
2021: 30 nights
2020: Just 24 nights
2019: A personal best 50 nights
2018: Just the 30 nights
2017: 34 nights
2016: 32 nights
2015: 38 nights
2014: 34 nights
2013: 36 nights
From July 2012: 23 nights


09/10/2013 at 1:43pm
 Location: 
 Outfit: 
View Jack+Jon's Profile View Profile   Reply to Jack+Jon Reply   Quote Jack+Jon Quote  
Joined: 24/1/2010

Platinum Member
Platinum Member

Forum Posts:   1224

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Good illustration of how what we are used to in the UK may not be quite the same across the channel. Their systems, their rules.

-------------
Regards, Jack+Jon.


09/10/2013 at 7:54pm
 Location: Glos
 Outfit: Abbey Iona
View Stevann36's Profile View Profile   Reply to Stevann36 Reply   Quote Stevann36 Quote  
Joined: 29/8/2005

Silver Member
Silver Member

Forum Posts:   179

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Is it OK to apply to join as a UK resident .I thought it was necessary to live in Germany
Steve

-------------
Steve Tewkes


Advertisement



09/10/2013 at 8:34pm
 Location: Suffolk
 Outfit: Caravan
View DiPhil's Profile View Profile   Reply to DiPhil Reply   Quote DiPhil Quote  
Joined: 09/3/2013

Platinum Member
Platinum Member

Forum Posts:   770

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Yes it is quite OK to join as a UK resident we have been members for 6 years now and cannot speak highly enough of their service. Having used them twice.


Don't forget to leave a review of the French and other European campsites you have visited!



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Caravanning and Camping Abroad - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














6282 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement


Advertisement


UKCampsite.co.uk
2024 Advent Calendar


Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder