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Subject Topic: caravanguard Post Reply Post New Topic
19/10/2009 at 10:43pm
 Location: Teesside
 Outfit: Bailey GT65 Verona and CX5
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Evening all.

I have been getting insurance quotes in readiness for the arrival of our first van in a week or so.
Had a good price from Caravanguard and their policy seems very comprehensive.
Would appreciate any advice or opinions from any one who has had dealings with them.

Thanks in advance

Jim


20/10/2009 at 8:58am
 Location: northampton
 Outfit: Abbey Freestyle
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i have been with caravan guard for 3 years now always found them ok, had one small claim which was dealt with quickly and no problem, there rates have always been competitive

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20/10/2009 at 9:37am
 Location: Polesworth Warwickshire
 Outfit: Bailey Unicorn III Valencia (LR Disco)
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Check on what security they would like on the van.  We had a new van in July.  Caravanguard wanted us to have hitch lock, wheel lock/clamp and tracker, and insisted we kept the van on a Gold CASSoa site.  They also said we were not allowed to keep the van at home at all over night.  This may seem fair enough, but if you pull over at a service station on a motorway for a cup of tea, we would have been expected to fit the wheel clamp as well as the hitch lock.

The Caravan Club said, just hitch lock and said that we were allowed to keep the van at home for two nights at a time.  They also insisted on a Gold CASSoa storeage site.  Now this doesn't mean we don't have other forms of security, but to make them obliggatory, like Caravanguard did, and the implications of making them obligatory, we felt was a bit over the top.

When we had our previous van stolen (no doubt this was a factor in prescribing the security measures), the other van that went missing at the same time was insured through caravan guard.  They sent out a loss adjuster, who visited the secure compound, and this was preceeded by what amounted to a two hour interview.  We were insured by the Caravan Club and no-one visited us - the whole process was very conciliatory.

Check the small print on the insurance policy and make sure you are insured for the full whack.  If you are insured new for old, you need to be insured for the amount it would cost to replace the van at the time of the renewal of the policy - you need to make sure you review it each year.

Having had a van stolen left me looking at all these things, just wondering if everything would turn out OK.  In the end it did, but whe whole process made me aware how easy it would have been to get it wrong.  I even found out for example that you don't have to be insured for the delivery charge that they put on to a new van (at least not with the C.C.)



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David


20/10/2009 at 5:50pm
 Location: pyle bridgend s. wales
 Outfit: swift alpine sport
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go for caravan club.

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its easy enough to be pleasant when the world rolls along like a song.but a man is worth while if he can smile when every thing goes f------ wrong.


20/10/2009 at 8:31pm
 Location: Southwest
 Outfit: Mondeo 2.2 Titanium X
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We've had no problems with Caravan Guard, they came up with a good quote ofr our vans over the years. We have a series7 pageant now & use a wheel lock as well as two leg locks & have the van hitched to an RSJ concreted in the flower border. They had no problems with our vans being kept on the drive.

Give them a call to establish what security they require you to have & see how you feel about it then.

BB



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20/10/2009 at 9:11pm
 Location: Polesworth Warwickshire
 Outfit: Bailey Unicorn III Valencia (LR Disco)
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Quote: Originally posted by Basilbrush on 20/10/2009


We've had no problems with Caravan Guard, they came up with a good quote ofr our vans over the years. We have a series7 pageant now & use a wheel lock as well as two leg locks & have the van hitched to an RSJ concreted in the flower border. They had no problems with our vans being kept on the drive.

Give them a call to establish what security they require you to have & see how you feel about it then.

BB


Good advice BB about giving them a call.  You say what security devices you have, but not what security devices they require.  They can't expect you to have your van hitched to a RSJ on a camp site.  The security devices required often depends on the postcode, and I imagine recent statistics of van theft in your area.  I would also imagine it might depend upon closeness to a motorway network (for ease of the thieves getting away), I guess.

I would also ask about security required on a camp site, and if you pull-up for a break on the side of the road or service station etc and if it differs from what they require on your drive at home.  Establish the difference between what they require you to do as a condition of insurance and what you would like to do to make your van secure.  Ask these questions of any insurance company to get a quote from (not just Caravanguard).  It's best to be safe than sorry.



Post last edited on 20/10/2009 21:23:09

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David


20/10/2009 at 9:21pm
 Location: Teesside
 Outfit: Bailey GT65 Verona and CX5
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Thanks for the info.       The van comes with an ALKO secure wheel lock , hitchlock and two corner steady locks , i will give them a ring see what they ahve to say. 


 




20/10/2009 at 9:31pm
 Location: Polesworth Warwickshire
 Outfit: Bailey Unicorn III Valencia (LR Disco)
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Quote: Originally posted by jimbouk on 20/10/2009
Thanks for the info.       The van comes with an ALKO secure wheel lock , hitchlock and two corner steady locks , i will give them a ring see what they ahve to say. 

The Alko wheel locks are meant to be very good.  I have heard one or two say that they are a bit of a pain to get them lined up, but other find them fine.  Ring more than one company and ask all the questions.  Let us know how you do.

Best wishes



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David


20/10/2009 at 10:01pm
 Location: Shopshire
 Outfit: None Entered
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We got a Alko wheel lock. It takes us a few minutes to line up the wheel and put the lock on.



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2013.
Time to say goodbye















21/10/2009 at 1:14am
 Location: Argyll Scotland
 Outfit: 1997 Bailey Ranger 470 4
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Quote: Originally posted by Jusy on 20/10/2009

We got a Alko wheel lock. It takes us a few minutes to line up the wheel and put the lock on.


How do you do that if the van is on a wedge chock on a campsite?

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Lobey.


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21/10/2009 at 9:57am
 Location: Shopshire
 Outfit: None Entered
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Quote: Originally posted by LobeyDosser on 21/10/2009
Quote: Originally posted by Jusy on 20/10/2009

We got a Alko wheel lock. It takes us a few minutes to line up the wheel and put the lock on.


How do you do that if the van is on a wedge chock on a campsite?


That is a tricky one. We havent had to use a wedge on site so far. It would take slightly longer to line up the holes.



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2013.
Time to say goodbye















23/10/2009 at 7:46am
 Location: Kent
 Outfit: ex Caravanner now Static.
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We insure with Caravanguard with our S7 Pageant and we find their security restrictions reasonable.  When the caravan is in storage or a campsite we must have the axle lock ond hitch lock fitted.  We store at a Cassoa Silver storage.

If we stop at services etc, they just insist on the hitch lock, some other companies we got quotes from (can't remember the names) stated we had to use a wheelclamp in services too.



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All year Dorset!!!


23/10/2009 at 9:48am
 Location: Polesworth Warwickshire
 Outfit: Bailey Unicorn III Valencia (LR Disco)
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Quote: Originally posted by Zafiral on 23/10/2009

We insure with Caravanguard with our S7 Pageant and we find their security restrictions reasonable.  When the caravan is in storage or a campsite we must have the axle lock ond hitch lock fitted.  We store at a Cassoa Silver storage.

If we stop at services etc, they just insist on the hitch lock, some other companies we got quotes from (can't remember the names) stated we had to use a wheelclamp in services too.


The important thing is to check every detail with the insurance company, and preferably get it in writing.  You know what it can be like.  With some of these folk it's a 'heads you lose, tails they win' situation.  The way I understand it is that it sometimes depends on where you live and the dealings of the particular insurance company in that particular area.  In other words you can get a low price from one insurance company in one area, and in another area a different insurance company can be cheaper.  The same thing appies to the type and amount of security devices that are required as part of the insurance.  This is the way I see it.  Also if you have had three caravans stolen, one a year, for the last three years, I wouldn't mind guessing that you will be paying more insurance than a next door neighbour who has never had a van stolen.  I imagine the whole thing is very 'uneven', which is probably why there are so many that will 'swear by' a different insurance company.  Whichever insurance company you swear by, it's just a question of making sure that you don't end up swearing at them in the end!  17

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David


23/10/2009 at 11:22am
 Location: Llantrisant South Wales
 Outfit: Roller Team 740
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I have only ever used Caravan Guard. I also get vehicle rescue thrown in which I have used twice and have always been attended to swiftly!

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New Motorhome!



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