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Quote: Originally posted by Valk_scot on 26/5/2010
Mine only cost £200 so I don't bother. The gear is covered on the household insurance though.
What about the damaged caused to other people's property while it is not hitched to your car, the TT/FC is covered 3rd party on most insurance policies while it is attached to your vehicle. If your TT/FC rolls into someones caravan you will have a repair bill likewise if you TT/FC becomes detached while towing and hits the car behind the outcome could be much worse.
I am not being a pesamist but we have insurance because thing like this do happen, mine is £4.50 a month a small price to pay for peace of mind.
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