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 Topic: Holtkamper Insurance
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13/6/2013 at 10:59pm
Location: None Entered
Outfit: Holtkamper Flyer
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Joined: 23/3/2008 Standard Member
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Hi Zantos,
Your question is could there be a cheaper way to insure the TT just incorporating what you would like (And possibly need)? Probably, BUT ,the problem as i am sure you have found out, its not as easy as that. There are only 2 or 3 companies which seem to offer insurance for Holtkampers. (Caravan Guard and Caravan club being the other 2) So in reality they have got us over a barrel, with little competition.
You would be covered if the TT was stolen, Hitch locks and the like just give time and make it difficult to steal. If it caught fire, if some idiot cut the canvas, so there is some reason to have insurance. If you compare it to house or car insurance, its probably about right. I thought it was also like for like replacement as opposed to a cash value but i may need to read the small print better.
I believe the "additional" benefits actually cost them very little, so removing them may not make the cost significantly cheaper.
It is frustrating but i don't think there is a way around it currently.
Martin
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