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Hi there
We had the same problem insuring our Trigano Chantilly and eventually got it covered under the all Risks section of our house policy, giving us cover for loss, damage or theft within the E.U. plus automatic worldwide cover for 60 days per year.
Like you say you're covered when it's attached to your car so our concern was something happening to it outsede the house or on a campsite
It added about €200 to our policy
HTH
SF
------------- My super heros :-)
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