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Subject Topic: Too Heavy for Breakdown Cover Post Reply Post New Topic
12/5/2007 at 4:49pm
 Location: Norfolk
 Outfit: Hymer 644G
View Farrier's Profile View Profile   Reply to Farrier Reply   Quote Farrier Quote  
Joined: 29/4/2007

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Hi there, just been to Direct Line to sort out my breakdown cover for our forthcoming trip and have been told that my Hymer 644 is too heavy. They will only cover 3.5 tonnes and I think my van is 3.8 tonnes. Have been to Eurotunnel and already booked my crossing for 3 weeks time and notice that they only cover for 3.5 tonnes also.

Just wondered what everyone else does, as I see a lot heavier vans on the road than mine. The guy at Direct Line couldn't even give me any further advice on where to go (helpful bunch).

Any advice helpful



12/5/2007 at 4:58pm
 Location: Lancashire
 Outfit:  Peugeot 207sw
View scorpio69's Profile View Profile   Reply to scorpio69 Reply   Quote scorpio69 Quote  
Joined: 31/8/2005

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Dont know why eurotunnel are only 3.5 tons, I go across in a coach, wagons go on eurotunnel, perhaps you would have to pay those sort of prices for same, Good Luck Bob, p.s. Try caravan club there must be someone along soon who can give you better advice

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Work gets in the way of living


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12/5/2007 at 5:03pm
 Location: Norfolk
 Outfit: Hymer 644G
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Thanks for reply. Have just done a search on here for breakdown cover questions previously asked and have found lots of ideas. Sorry gang. Should have done that before asking! Will get the hang of this one day!!

 



12/5/2007 at 5:07pm
 Location: Harrogate
 Outfit: Swift Gazelle F 63
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Joined: 31/1/2004

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As Scorpio says try Caravan Club I think Mayday don't have any restrictions as such,(doubt they would recover a bl***dy great RV) but normal size M/H  are I believe OK.

Tone



12/5/2007 at 5:08pm
 Location: Lancashire
 Outfit:  Peugeot 207sw
View scorpio69's Profile View Profile   Reply to scorpio69 Reply   Quote scorpio69 Quote  
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No Probs

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Work gets in the way of living


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12/5/2007 at 5:28pm
 Location: ery
 Outfit: V-dub Camper OK!!
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Joined: 05/7/2003

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You should always check out the specialist Motorhome firms for your insurance - they know what we are talking about and what is involved and will be better prepared to give you appropriate cover - eg better contents cover than you would get from 'car' insurance deal.
The length of vans is often a problem as well as weight - not all breakdown firms [particularly those used by car firms] can cope with the excess. RAC and AA and Green Flag and Europ Assist can provide breakdown cover - just make sure that you read the small print and your length and weight are noted.
If you're not already a member of one of the clubs it may be worth joining just for that - otherwise try
Comfort Insurance / MCIA / Adrian Flux - all have had reasonable comments in the past on the discussion forums.

Good luck

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But itīs all right now, I learned my lesson well.
You see, ya canīt please everyone, so ya got to please yourself
Ricky Nelson


12/5/2007 at 5:30pm
 Location: ery
 Outfit: V-dub Camper OK!!
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Direct Line were brilliant when they first came out, but now seem to concentrate on the simple straightforward stuff - nothing out of the ordinary and no deviation from their prepared script - typical call centre stuff - standard template rules.

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But itīs all right now, I learned my lesson well.
You see, ya canīt please everyone, so ya got to please yourself
Ricky Nelson


12/5/2007 at 8:25pm
 Location: Wiltshire
 Outfit: Auto Trail Cheyenne 632
View Tina-Marie's Profile View Profile   Reply to Tina-Marie Reply   Quote Tina-Marie Quote  
Joined: 11/3/2003

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We have gone with safeguard, no limit on the weight of the van and unlimited cover across Europe and even into Morocco where we are planning on going next year.

Tina



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Don't follow me I'm lost too!



13/5/2007 at 3:59pm
 Location: Derbyshire
 Outfit: Swift Kontiki 640 Vogue
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Hi

We use Safeguard to. Competitve price for both insurance and recovery. Having had to use the recovery service last year we found it faultless and that was with a dfully laden Swift Kontiki towing a Nissan Micra. Top marks



13/5/2007 at 8:17pm
 Location: Stanley Co Durham
 Outfit: None Entered
View wagonlad's Profile View Profile   Reply to wagonlad Reply   Quote wagonlad Quote  
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Caravan Club have no limit on size or weight for caravans and motorhomes.


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14/5/2007 at 1:51pm
 Location: None Entered
 Outfit: motorhome
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Joined: 09/5/2007

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Hi,

I use Safeguard through Swinton Insurance Brokers as they do my car as well, so not only did they match my no claims, the European Breakdown cover was included free. The premium was actually cheaper than the camping and caravanings clubs insurance, and then I also used to need to join the RAC through them which was another Ģ100+ last time for the yearly European recovery. The irony was I only moved in the first place as nobody at the camping and caravanings club know if they could even insure the car and the van, let alone give me a price this year!

 



14/5/2007 at 7:21pm
 Location: Sunny Lancs
 Outfit: Westfalia Club Joker VW T25 1.6TD
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Joined: 14/1/2007

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Try Adrian Flux Insurance, I`ve got breakdown cover through them, they said the company they use are specialists for the big American RV type m/homes so nothing fazes them (especially my VW Westy camper)

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Life is one big holiday, only broken up by as little work as possible



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