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Not an expert on this by any means but surely if you drop the c/o from the address they wouldn't know any different? You don't have to own the house for it to be your address. (obviously would only work when contacting a new insurer)

If they are basing the premium on the length of your trips, however, and you do spend the majority of your time away in your motorhome then I suppose it makes sense that you are considered a higher risk then someone that only drives it occasionally?

Mind you I use mine as my main form of transport and as such drive it every day and that wasn't an issue with my insurers (Safeguard).

Vicki

If you do need a full-timing policy, check out the search facility at the bottom of this website: http://www.motorhomefacts.com/insurance.html it allows you to specify 'allow fulltiming' on the search faciltiy at the bottom of the page, there appear to be plenty of them.

Vicki

Some friends of ours' packed in work,sold up and went "full timing" and they just used one of their relatives address(her mum's) as a point of contact/part time address and to my knowledge it wasn't much more,if any,than when they owned a home?!..

(However they've since bought a narrow boat as well...am I jealous or what!?!.. )