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Topic: Frank Pickles is a god!

rmtheatre

05/3/2011 at 9:36am
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Just got a new policy for a 1997 Elddis Eclipse for £213.06 with Frank Pickles insurance. Fantastic when you consider that Adrian Flux were charging £475, an increase of £200 on last years policy despite having no accidents or endorsements.

kiev

05/3/2011 at 10:38am
Location: West Midlands
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They all try it on, you just have to shop around these days, some of these companys ought to be done for gross overcharging , best way to deal with them is to let them know you would never consider a quote off them again.

Also by letting them know you have informed the motorhome internet of thier unjustified increase they might, just might, come to thier senses.

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Mick S.

05/3/2011 at 1:42pm
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Can i just ask the OP which company they placed you with?

Opensauce

05/3/2011 at 11:55pm
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Quote: Originally posted by kiev on 05/3/2011

They all try it on, you just have to shop around these days, some of these companys ought to be done for gross overcharging , best way to deal with them is to let them know you would never consider a quote off them again.
Also by letting them know you have informed the motorhome internet of thier unjustified increase they might, just might, come to thier senses.

This is every insurance company in the land you speak of.

If you dealt with them in the way you suggest you would have nobody left to insure you because they are all the same.

The 'internet' is being continually informed of this which is why we all shop around at renewal time for a cheaper quote. The cheaper premiums for new customers are subsidised by the higher renewals charged to existing customers who don't bother to shop around.

The op will not think his new provider a god next yr when he finds his renewal is £200 more than he has just paid as a new customer.

However, no doubt he will shop around again & find a new god with a quote of £200 less.

Mick S.

06/3/2011 at 10:12am
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Tentz, i really have to take issue with your assertions here. Ive been insured continuously for various things with various companies for many years now, and have yet to be 'stung' as it were, on renewal. The only times ive had to 'shop around' - and even then, its my broker who does the shopping, is when ive had to make a very rare claim. eg same house/contents company - about 10 years, commercial vehicle - another 10 years, liability 20 years, and it goes on. Like ive said on another thread; just 'renewed' from first year with the AA - 75% discount - fifty quid for full cover anywhere and everywhere.

My advice is for anyone seeking insurance, is firstly, use a broker, and secondly, forget all those bloody comparison sites! I firmly beleive thats where the problems start, as they HAVE to get 'cheap' business to keep going, then 'sting' you second time around!

Opensauce

06/3/2011 at 12:10pm
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So what does one do at renewal time then? Go & see your local broker & not bother to spend time online exploring all possibilties then? All your local broker is doing is searching for the cheapest deal same as you can do online. Just check all comparision sites, online brokers & also with the companies themselves which can sometimes offer a better deal direct than thru a comparison site.

What I was picking up on is the continual pointless outrage at these hikes in premiums. The insurance co. that one person sl*gs for raising their renewal premium £200 will be the same company another person as a new customer praises & recommends for saving them £200. Thats how the system appears to work & anybody who does not go with it may well pay more.

Maybe your existing company will give you the best quote but you won't know that unless you check the opposition. Nobody is 'stung' with a high renewal quote, they are free to shop around for the best deal.

Mick S.

06/3/2011 at 12:54pm
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Its each to his own, mate. Ill just add that the 'cheapest quote' doesnt guarantee my business.
I use a broker because they know what im looking for. If theres any questions to be asked, they know exactly who and what to ask. They rely on their results to stay in business. Unlike the spotty oik from such as Tesco Direct, or 'Johnathan' from Mumbai, who really couldnt give a $hit about what happens to you or any subsequent claims, once youve initially 'signed on the dotted' for them. They have your commission payment, so you no longer exist.
I dont know where you are coming from, but im coming from 30+ years of dealing with insurance companies.

Opensauce

06/3/2011 at 3:03pm
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It appears that we are both coming from 30+ yrs of 'dealing' with insurance companies, certainly don't take the word of anybody who sells you insurance either face to face, or over the phone, read the T&Cs carefully to ensure you are adequately covered. The T&Cs will always be on the insurance company website.

Once you have 'signed on the dotted line' by law you have 14days to cancel & have your payment returned in full if you are not happy with the cover provided. You might have a broker who you have been dealing with for yrs but he can only deal with the same insurance companies that you as the customer can deal direct with. The internet has changed everything.

If anybody is offered insurance thru a broker it will be worth going direct onto that companies' website for a quote, it could well be cheaper.

corpogreen

06/3/2011 at 4:31pm
Location: nottingham
Outfit: Grand Canyon 8 Pennine Fiesta

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I looked around for quotes a month before my expiry date and was bombarded with quotes through Emails and the letterbox, Then my renewal insurance quote came through from the company that i was trying to under cut.It was a lot lower than I thought it would be ,so I just renewed saving £80

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      Corpogreen esq
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Opensauce

06/3/2011 at 5:40pm
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Indeed, your present company can sometimes be the cheapest but of course you won't know until you shop around. I have found this with Saga, my car insurance renewal quote has been the cheapest for a couple yrs now. Before that they were alway dear but they pricematched the lowest quote. Possibly your existing company flags you as a 'shopper around' after a couple of yrs & keeps your renewal quote competitive.

Oddly tho, this yr Saga upped my home insurance a fair bit. So after a good look around I found a quote £90 lower...with Saga, after contacting them they renewed at that price.

Which suggests than one man's rip off is another man's bargain, even if they are the same company.

tyreman1

06/3/2011 at 6:42pm
Location: South Wales (gods country)
Outfit: Bailey Pageant monarch series 6

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ì`ve been with Frank Pickles for 3 years but i`m shopping around this year and already shaved nearly £40 off.

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