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Subject Topic: Insurance and taxing the campervan Post Reply Post New Topic
27/3/2011 at 9:47pm
 Location: Warwickshire
 Outfit: Bailey Senator Indiana
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Hi
Does anyone know if declaring the campervan as off road using the SORN declaration voids the insurance? Ours is off road at the moment and due to be taxed. Seems waste of money if we not using it at moment but don't want the insurance to not be valid?


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27/3/2011 at 10:14pm
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If the van is sorn'ed the insurance is still valid.


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27/3/2011 at 10:16pm
 Location: Bolton Lancs
 Outfit: Tent & Toyota Granvia
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I could be wrong but I wouldn't have thought so. Tbh if it's off the road completely I don't think you would need insurance at all, but it would be best to have at least third party, fire and theft in case - heaven forbid -  something should happen to it while it's parked up.

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Tigermouse


I have a very temperamental personality - 50% temper and 50% mental


29/3/2011 at 9:52pm
 Location: North London
 Outfit: CI Riviera 181
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Quote: Originally posted by Tentz on 27/3/2011
If the van is sorn'ed the insurance is still valid.
Agreed . Our insurance is cheap on the strenght its paid all year sorn ed or not


30/3/2011 at 12:51pm
 Location: Grimsby
 Outfit: Movano Camper Van
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Phone your insurance company to make sure you are covered

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happy traverling, bob


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30/3/2011 at 5:59pm
 Location: East Midlands
 Outfit: Autosleepers Symbol M H
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Have I not read that the rules ref SORN have/will change and need insurance cover no matter where or under what circumstances a vehicle is stored?

Bert


30/3/2011 at 6:13pm
 Location: East Midlands
 Outfit: Autosleepers Symbol M H
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Sorry. I have now read the relevant rules properly. Either SORN a vehicle OR insure it. Where it is kept doesn't matter.
Source:
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696?CID=Continuous_Insurance&PLA=DM&CRE=Furl

That will teach me not to gob off before checking facts!
Bert


30/3/2011 at 9:21pm
 Location: Warwickshire
 Outfit: Bailey Senator Indiana
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Thanks all. Our insurance say can be insured if SORN but insurance void if no MOT. We were trying to save a bit of money while OH out of work so we have valid MOT and insurance but will declare SORN until thing bit better

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