Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Advent Calendar

Advertisement

Message Forums
Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Motorhomes and Campervans 		Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Insuring a campervan as only vehicle Post Reply Post New Topic
PersonColleen S
21/4/2014 at 9:40am
 Location: Brighton
 Outfit: Converted LDV Maxus van View Colleen S's Profile View Profile   Reply to Colleen S Reply   Quote Colleen S Quote  
Joined: 21/4/2014

Standard Member
Standard Member

Forum Posts:   3
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Help! I can't get insurance for my converted campervan. I bought it two years ago for £23,000. It is my only vehicle, not used for business and I have to keep it on the road as I live in a flat in the city centre. I haven't made any claims.

It has been insured for the past two years with Aviva, who were the only insurance company that would cover me but now they have changed their policy and will no longer offer cover, primarily it seems, as it's my only vehicle.

The insurance lapsed yesterday so I'm stranded.

Has anyone else had this problem and resolved it? I'd be very grateful for any advice.







Personchrisandsandra
21/4/2014 at 9:59am
 Location: Somerset
 Outfit: Murvi Morello View chrisandsandra's Profile View Profile   Reply to chrisandsandra Reply   Quote chrisandsandra Quote  
Joined: 05/10/2002

Platinum Member
Platinum Member

Forum Posts:   965
Site Reviews Total: 68
Site Reviews 2024: 1  
Site Reviews 2023: 0  
Site Reviews 2022: 8  
Site Reviews 2021: 19 
Site Reviews 2020: 6  
Site Reviews 2019: 2  
Site Reviews 2018: 2  
Site Nights 2024: 2
Site Nights 2023: 0
Site Nights 2022: 24
Site Nights 2021: 53
Site Nights 2020: 15
Site Nights 2019: 8
Site Nights 2018: 2
We've had a campervan as our only vehicle for over 15 years and never had a problem insuring it.

Have you tried specialist Motorhome insurers such as Comfort? Or if you are a member of the CC or the C&CC try them. We are members of the C&CC and currently insure via them as they offered us the best price this year.


Campervan and Motorhome Insurance - Special Discount for UKCampsite.co.uk members
Caravan Guard Special Discount for UKCampsite.co.uk members on Campervan and Motorhome Insurance. Get 5 star rated cover and big savings - for a quote simply click Online Quotation

Personmichell8
21/4/2014 at 11:39am
 Location: 
 Outfit:  View michell8's Profile View Profile   Reply to michell8 Reply   Quote michell8 Quote  
Joined: 11/2/2014

Platinum Member
Platinum Member

Forum Posts:   1061
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Have you tried Adrian Flux? They are often ok for difficult to insure vehicles/drivers. It may help if you find some off street parking with better security away from city centre.


Personhoedown
21/4/2014 at 1:44pm
 Location: Kent
 Outfit: Autosleeper Executiv View hoedown's Profile View Profile   Reply to hoedown Reply   Quote hoedown Quote  
Joined: 14/9/2005

Silver Member
Silver Member

Forum Posts:   195
Site Reviews Total: 80
Site Reviews 2024: 3  
Site Reviews 2023: 8  
Site Reviews 2022: 14 
Site Reviews 2021: 10 
Site Reviews 2020: 3  
Site Reviews 2019: 1  
Site Reviews 2018: 0  
Site Nights 2024: 13
Site Nights 2023: 28
Site Nights 2022: 35
Site Nights 2021: 36
Site Nights 2020: 19
Site Nights 2019: 7
Site Nights 2018: 0
We have a campervan as our only vehicle and insure it,
inclusive of breakdown cover both home and abroad, with Camping and Caravanning Club. They were quite competitive pricewise and we have had no problems with them. We previously insured our car through them as well as our folding camper.

-------------
The Travelmoores


Personpamanddoug
21/4/2014 at 10:10pm
 Location: plymouth
 Outfit: fiat trigano tribute 665 View pamanddoug's Profile View Profile   Reply to pamanddoug Reply   Quote pamanddoug Quote  
Joined: 24/2/2007

Platinum Member
Platinum Member

Forum Posts:   546
Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I bought a campervan for 29000 at the weekend it will be my only vehicle ADRIAN FLUX quoted me 495 fully comp protected no clain parked in the street

doug


Advertisement



Personfranbee
21/4/2014 at 10:34pm
 Location: Lancashire
 Outfit: Leisuredrive VW T6 campervan View franbee's Profile View Profile   Reply to franbee Reply   Quote franbee Quote  
Joined: 21/7/2009

Diamond Member
Diamond Member

Forum Posts:   3213
Site Reviews Total: 235
Site Reviews 2024: 19 
Site Reviews 2023: 19 
Site Reviews 2022: 21 
Site Reviews 2021: 7  
Site Reviews 2020: 0  
Site Reviews 2019: 11 
Site Reviews 2018: 9  
Site Nights 2024: 30
Site Nights 2023: 37
Site Nights 2022: 40
Site Nights 2021: 14
Site Nights 2020: 0
Site Nights 2019: 16
Site Nights 2018: 13
We have had problems with 'van and car insurance, and in both cases were dumped and left without insurance.
For the van we use Saga, though I suppose you have to be 50+. We had some problems with them too, mind you. You need to be very clear about your vehicle and what cover you require, and get it sorted in good time, in writing.


PersonColleen S
22/4/2014 at 5:31am
 Location: Brighton
 Outfit: Converted LDV Maxus van View Colleen S's Profile View Profile   Reply to Colleen S Reply   Quote Colleen S Quote  
Joined: 21/4/2014

Standard Member
Standard Member

Forum Posts:   3
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Thanks for all your helpful replies.

I have tried some of these companies with no luck and will try the others today but the problem seems to be that it is a conversion rather than a manufactured campervan.

The fact that it is converted, my only vehicle (even though I do less than 6000 miles a year) and kept on the road seems to have ruled me out of any insurer willing to cover me.


Personmichell8
22/4/2014 at 8:27am
 Location: 
 Outfit:  View michell8's Profile View Profile   Reply to michell8 Reply   Quote michell8 Quote  
Joined: 11/2/2014

Platinum Member
Platinum Member

Forum Posts:   1061
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Has van had classification changed from van to campervan? If not you could probably insure it as a normal commercial van. What is the conversion like, is it a proper, professional conversion, cooker, sink, all built in or is it just a few home made plywood bits & pieces inside? If home made it might not classify as a campervan anyway.

If van has been converted by a van converter whose business is building campervan conversions then I would have thought this would be a properly built campervan for insurance purposes if you provided name of conversion company.

Post last edited on 22/04/2014 08:34:25


Persondinkum
22/4/2014 at 9:13am
 Location: crewe
 Outfit: Elddis Xplore 302 and Nissan Campervan View dinkum's Profile View Profile   Reply to dinkum Reply   Quote dinkum Quote  
Joined: 04/2/2008

Platinum Member
Platinum Member

Forum Posts:   633
Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Try "Shield", they offered cover prior to , during and of course following conversion. It does help if you get registered as a Motor Caravan rather than a light goods vehicle. Good luck

-------------
cramming for my finals in the twilight zone


Personweegmack
22/4/2014 at 10:41am
 Location: Ayrshire
 Outfit: Trigano Tribute 669 View weegmack's Profile View Profile   Reply to weegmack Reply   Quote weegmack Quote  
Joined: 24/3/2013

Gold Member
Gold Member

Forum Posts:   291
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Hi Colleen - I've just purchased a campervan conversion (VW T4). I was given a wee leaflet from the place that did the conversion for Safeguard. So I just phoned them up and got insurance for £315 fully comp with AA cover. I didn't make a point of telling them it would be my "car" also - just agreed it would only be for social and domestic use. It's kept in my driveway and has an immobiliser.

They're doing 12 months for the price of 10. Their number is 0800 466 1919 or you can find the online at www.safeguarduk.co.uk. They were really nice and helpful, so give them a try.x

-------------
Gillian


Advertisement



PersonColleen S
22/4/2014 at 12:03pm
 Location: Brighton
 Outfit: Converted LDV Maxus van View Colleen S's Profile View Profile   Reply to Colleen S Reply   Quote Colleen S Quote  
Joined: 21/4/2014

Standard Member
Standard Member

Forum Posts:   3
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Thanks very much to everyone for your help.

I have now managed to get insurance. Safeguard wouldn't insure me but referred me to Scenic who were happy to cover me.

What a relief!


Personbillybun
01/5/2014 at 7:00pm
 Location: Erdington North Birmingham
 Outfit: ford transit avondale View billybun's Profile View Profile   Reply to billybun Reply   Quote billybun Quote  
Joined: 12/12/2003

Platinum Member
Platinum Member

Forum Posts:   809
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
 i use coast they specialise in home builds ,cant be a pallet n matteress tho lol


Personromany girl
02/5/2014 at 1:07pm
 Location: Derbyshire
 Outfit: ElddisAvante462 Honda CRV SE2.2 i-Dtec View romany girl's Profile View Profile   Reply to romany girl Reply   Quote romany girl Quote  
Joined: 26/1/2006

Diamond Member
Diamond Member

Forum Posts:   3025
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Another good company for unusual veichles in NFU, not only do they cover agricultural veichles, they do cover camper vans and self build conversions as well. We have insured tractors with them in the past, and always got a good deal and good service.

Julia



-------------
Just love to be out amoungst Nature and Wildlife

Celebrating 37 years of Caravanning in 2019, Recently Considered Retiring, but Totally Addicted for Life!


Personweegmack
02/5/2014 at 4:24pm
 Location: Ayrshire
 Outfit: Trigano Tribute 669 View weegmack's Profile View Profile   Reply to weegmack Reply   Quote weegmack Quote  
Joined: 24/3/2013

Gold Member
Gold Member

Forum Posts:   291
Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Quote: Originally posted by Colleen S on 22/4/2014
Thanks very much to everyone for your help.

I have now managed to get insurance. Safeguard wouldn't insure me but referred me to Scenic who were happy to cover me.

What a relief!


Why wouldn't Safeguard insure you?

-------------
Gillian



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next
Quick Links - All Forums - Motorhomes and Campervans - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...

6560 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews] 



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement
Advertisement


UKCampsite.co.uk
2024 Advent Calendar

Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder