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Subject Topic: Tax/insurance Post Reply Post New Topic
PersonDusty090
22/10/2015 at 2:44pm
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
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We are considering buying a campervan however before we start looking I would like to know if the insurance/road tax is expensive. We both drive the Mrs is 53 and I am 65 years old. Any advice will be much appreciated.


Personpepe63
22/10/2015 at 3:49pm
 Location: Shropshire
 Outfit: Toyota Granvia (Wellhouse) View pepe63's Profile View Profile   Reply to pepe63 Reply   Quote pepe63 Quote  
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Hi.

Not "campervan" , nor insurance specifically, but someone else raised a similar question re: Motorhome running costs, some of the responses will/may be relevant.  

http://www.ukcampsite.co.uk/chatter/display_topic_threads.asp?ForumID=12&TopicID=331798&PagePosition=1


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PersonDusty090
22/10/2015 at 3:50pm
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
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Hi and many thanks for the reply.


Personmotorhomeguy
22/10/2015 at 7:07pm
 Location: Solihull
 Outfit: Bavaria I740g View motorhomeguy's Profile View Profile   Reply to motorhomeguy Reply   Quote motorhomeguy Quote  
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Hi As most motorhomes and are based on a light goods vehicles they are taxed as such (£230 i think for our transit base) insurance will depend on how much you use it. I think the average motorhome mileage is about 4000 miles per year and you can get specialist deals.

-------------
It's only an expensive hobby when it's parked on your Drive....use it, love it , live it.


PersonDusty090
22/10/2015 at 7:12pm
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
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Thanks for the info it is very much appreciated.


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Personlisterdiesel
22/10/2015 at 9:30pm
 Location: Rushden Northants
 Outfit: Mercedes 614D Conversion View listerdiesel's Profile View Profile   Reply to listerdiesel Reply   Quote listerdiesel Quote  
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If you go over 3.5 tonnes it gets cheaper, PHGV is £165 for our Mercedes 614D.

Peter


PersonDusty090
22/10/2015 at 10:16pm
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
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Thanks for that Peter. Advice is much appreciated.   We shall consider our options over the next month or so.

Dusty


PersonCapt Lightning
23/10/2015 at 9:25am
 Location: Turriff Aberdeenshi
 Outfit: Romahome R30 Dimens View Capt Lightning's Profile View Profile   Reply to Capt Lightning Reply   Quote Capt Lightning Quote  
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Do not go near 'over 50s' policies.
Some insurance companies are obscenely expensive. They seem to think that if you're over 50, you're automatically rolling in cash and spend your life touring the south of France.

However, I get my insurance through the CC and pay around £160 pa fully comp, protected NCB for myself and OH.
Tax is £230 for most vans.

-------------
Two drifters off to see the world.

I'm tired of reality, so I'm off to look for a good fantasy.


PersonDusty090
23/10/2015 at 10:19am
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
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Hi,

Thanks for that I have been told in the past that if your retired or just retired (They always ask for your D.O.B first) they will treat you as you have said.

Also been told to watch out if I go to a dealer they will also "try it on". There again some say keep away from Fleabay.

Its all a challenge!    


PersonIna
23/10/2015 at 5:39pm
 Location: Lancashire
 Outfit: Coachman 460 VIP; VW Tiguan View Ina's Profile View Profile   Reply to Ina Reply   Quote Ina Quote  
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At 65 most if not all insurance companies will charge more, we know, as my OH has reached that age and that's what we've found. Apparently though, when you get to 70, it's the same again but worse (so I'm told!).

Try Comfort Insurance, they really are reasonable.

As for buying the campervan, I don't think I'd buy off Ebay; you need to go to different dealers to see what's out there and you need to try a few out. A big dealer will have a good selection to look round. Also, you do get warranty when buying from a dealer, which varies in length according to the vehicle.

-------------
Ina


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PersonDusty090
23/10/2015 at 6:09pm
 Location: Paull East Riding
 Outfit: T4 VW View Dusty090's Profile View Profile   Reply to Dusty090 Reply   Quote Dusty090 Quote  
Joined: 03/10/2015

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Once again many thanks for all the good advice you guys have given. Will let you all know how we get on.



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