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Subject Topic: health insurance for the 60+ Post Reply Post New Topic
24/3/2017 at 1:57pm
 Location: None Entered
 Outfit: Autotrail Mohichan
View kskerslake's Profile View Profile   Reply to kskerslake Reply   Quote kskerslake Quote  
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Hello people, I am looking for a company to use with helps 60+ age group and for about 90 days, I am not having a lot of luck with the days away section!!

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Katie Kerslake


24/3/2017 at 3:48pm
 Location: Royal Forest of Dean
 Outfit:  Swift Major 4SB
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If you want travel insurance rather than health insurance try the Red Pennant insurance from the Caravan Club or whatever it's called now.

Rob


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24/3/2017 at 4:05pm
 Location: Lincs
 Outfit: Skoda Yeti and Coach
View sennen26's Profile View Profile   Reply to sennen26 Reply   Quote sennen26 Quote  
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If its travel insurance and you have got any medical conditions it will be difficult to find any that are affordable. When I look for insurance it can take 2 to 3 hours to find a company you need to do a search and put in travel insurance with medical conditions then you need to wade through them. Some will be reasonable till you mention Spain other don't mind Spain but don't like certain conditions it a minefield. Because we took the caravan last time we used Red Pennant which covered everything. Lots of company's don't like to cover cruises.   Good luck in your search also remember to tell the truth because they will not pay out if you don't.

If no medical conditions then any comparison web site.


Sennen


24/3/2017 at 4:22pm
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You will find that the travel health insurance has various hurdles imposed:
60-65 years old     some companies are dropping out of market
65-70   premiums and exclusions for "existing conditions" increase.
70-75    25%-100% increase in premium
75-80   very few companies offer rates and charge enormously
80+ the attitude is "how dare you still be alive and want to go travelling"

As we are aproaching 80, we find that the travel package plus other goodies for a fee offered by some banks as a bribe for debit cards, is our best value.


24/3/2017 at 4:49pm
 Location: Shropshire
 Outfit: None Entered
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I have used goodtogoinsurance.com. My husband and I are both in our late 60s and have several pre-existing conditions. The longest we have insured for was 6 weeks so not sure if your 90 days would be an issue but might be worth an enquiry.

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Ronni


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24/3/2017 at 9:31pm
 Location: Milton Keynes
 Outfit: Bailey Alliance 66-2 Motorhome
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For longer trips I would have thought the Caravan and Motorhome Club, Red Pennant would be worth a look. They accept older people and have a very simple medical questionnaire.

David


24/3/2017 at 10:04pm
 Location: None Entered
 Outfit: Autotrail Mohichan
View kskerslake's Profile View Profile   Reply to kskerslake Reply   Quote kskerslake Quote  
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Many thanks for information and guidance; and replying to my request Katie

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Katie Kerslake


25/3/2017 at 6:26am
 Location: North Wales
 Outfit: Bessacarr E540
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We get ours through CAMC Red Pennant too, we're 59 and 69. I have asthma and the CCC wanted an extra £280, my husband has a couple of minor issues and they wanted £10 extra for those. CAMC just wanted to know if ours meds had changed in the previous two weeks. We were going away for 100 days.

Nora


26/3/2017 at 10:31pm
 Location: Liverpool
 Outfit: IH TIO R
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if you already have an E.H.I card then go the website and get yourself the EHI plus, I was in the same situation ie, medical conditions, soon as I mention heart attack to anybody bang the premium shoots up, not with EHI PLUS, you pay a premium which is a lot cheaper than anybody else, their only contract with you is that anywhere in Europe if anything happens you must seek local health services first, if not available then they will step in and pay for the costs of the medical emergency, plus they will take it from there ie, if you need repatriation or else, give them a try.

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wineciccio


27/3/2017 at 1:06pm
 Location: None Entered
 Outfit: Autotrail Mohichan
View kskerslake's Profile View Profile   Reply to kskerslake Reply   Quote kskerslake Quote  
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Many thanks for this info, it was better to choose the single trip policy which catered for the number of days away and the pre-existing medical conditions. So I went with goodtogoinsurance.

katie

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Katie Kerslake


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27/3/2017 at 6:03pm
 Location: Shropshire
 Outfit: Bailey Phoenix GT 75
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Age UK (Or help the aged I think it was) do travel insurance as do Saga. We have ours with our bank account which covers up to 70,the actual insurance is with Aviva.

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DS-There's more to life than football!!!


27/3/2017 at 9:47pm
 Location: None Entered
 Outfit: Autotrail Mohichan
View kskerslake's Profile View Profile   Reply to kskerslake Reply   Quote kskerslake Quote  
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Thank you to all who have replied, so helpful katie

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Katie Kerslake



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