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Topic: Kindly offered a Campervan

Mrky

04/9/2023 at 1:16pm
Location: None Entered
Outfit: Kampa Pendine 8 and Canopy

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Hello, we've been kindly offered a campervan to use for a holiday from a member of the family.

I am worried about ensuring it is insured correctly before snapping their hands off and saying yes please.

Are there short term policies available or I guess we could enquire about being added to their policy...

Anyone have any thoughts or previous experience on this please?

Thank you :-)

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AUSTINS

04/9/2023 at 5:28pm
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Never had experience of this at all.
You are correct in knowing that you should be insured for this,in your own right. I do not know the best way to go with it and that's for sure.
I would ring the company you are with for their advice. It could be they would make you legal for as long as you are away in it. BUT you must do it one way or another. Good luck.

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romany

04/9/2023 at 6:54pm
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I added our son to ours (comfort) due to me being unable to drive for a while, it was cheaper than buying stand alone insurance and lasted for the time left on my policy. did that about 4 years ago

Capt Lightning

04/9/2023 at 9:57pm
Location: Turriff Aberdeenshi
Outfit: Romahome R30 Dimens

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You might find that your own vehicle insurance includes driving another vehicle with the owners permission , though only 3rd. party.

As Romany suggests, having you added as a named driver might be the easiest / cheapest option. Short term insurance can be expensive.

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Fiona W

via mobile 05/9/2023 at 9:44am
Location: Ayrshire
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We lent our MH to friends for 2 weeks. It was just before our insurance renewal & we added husband as a named driver (took it back off next year). It cost nothing. If we’d added him at another time, there would have been an admin charge of £25 or so.
Can’t add my sister when she visits from NZ as she doesn’t have a UK driving license - only saying in case the OP is visiting from abroad.

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Monty15

05/9/2023 at 12:18pm
Location: London
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Not sure that you can have two (or more) lots of insurance running concurrently on a motor vehicle (had some problem with this in past many years ago IIRC), so taking out your own insurance to drive the vehicle may not be an option, but you'd have to check current practice.

Being added as a short term named driver on existing insurance is commonplace, I've done it lots of times when going abroad in car with friends and either wanting to share driving or wanting assurance of a back up driver if I can't drive for some reason. Costs vary from company to company, sometimes an admin fee as well to make the addition, but likely the cheapest and simplest option overall.

But as said, insurance cover of some kind is essential.

Lukeledge

via mobile 06/9/2023 at 9:08am
Location: Scotland
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My neice and partner borrowed our van, just added the driver to the insurance for a period, didn't cost much extra.

Mrky

06/9/2023 at 10:00am
Location: None Entered
Outfit: Kampa Pendine 8 and Canopy

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Thank you everyone for taking the time with your informative replies :-)

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