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Subject Topic: Camper van insurance Post Reply Post New Topic
via mobile 16/2/2024 at 2:20pm
 Location: glasgow
 Outfit: conway olympia camper
View parkranger's Profile View Profile   Reply to parkranger Reply   Quote parkranger Quote  
Joined: 20/7/2009

Gold Member
Gold Member

Forum Posts:   318

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Last year I insured my camper van for a year but used it for 3 months in total. Are there any alternatives to this. Is pay as you go. 🤔👍


16/2/2024 at 3:38pm
 Location: Lichfield
 Outfit: Coachman Amara 450
View tango55's Profile View Profile   Reply to tango55 Reply   Quote tango55 Quote  
Joined: 15/5/2008

Diamond Member
Diamond Member

Forum Posts:   9587

Site Reviews Total: 23
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 3  
Site Reviews 2021: 1  
Site Reviews 2020: 0  
Site Reviews 2019: 4  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 11
Site Nights 2021: 3
Site Nights 2020: 0
Site Nights 2019: 24
Site Nights 2018: 0

You may have only used the camper for three months but what if the vehicle got damaged during the months that you are not using it and you needed to make a claim?
The only solution is to insure it for third party cover only which would reduce the annual cost of the insurance premium.


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via mobile 16/2/2024 at 3:40pm
 Location: glasgow
 Outfit: conway olympia camper
View parkranger's Profile View Profile   Reply to parkranger Reply   Quote parkranger Quote  
Joined: 20/7/2009

Gold Member
Gold Member

Forum Posts:   318

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

🤔👍


via mobile 16/2/2024 at 4:00pm
 Location: Ayrshire
 Outfit: Auto-Sleeper MHs
View Fiona W's Profile View Profile   Reply to Fiona W Reply   Quote Fiona W Quote  
Joined: 10/4/2007

Diamond Member
Diamond Member

Forum Posts:   5149
Tent Reviews:   1

Site Reviews Total: 234
Site Reviews 2024: 18 
Site Reviews 2023: 8  
Site Reviews 2022: 12 
Site Reviews 2021: 10 
Site Reviews 2020: 4  
Site Reviews 2019: 9  
Site Reviews 2018: 18 
Site Nights 2024: 37
Site Nights 2023: 25
Site Nights 2022: 32
Site Nights 2021: 25
Site Nights 2020: 20
Site Nights 2019: 28
Site Nights 2018: 30

Quote: Originally posted by tango55 on 16/2/2024
You may have only used the camper for three months but what if the vehicle got damaged during the months that you are not using it and you needed to make a claim?
The only solution is to insure it for third party cover only which would reduce the annual cost of the insurance premium.



Or worse, stolen. (See the list that UKCS keeps.) Third party, fire & theft cover, I’d have thought.

-------------
2024 = 20 sites / 41 nights. 2023 = 9/23. 2022 = 13/35. 2021 = 11/29. 2020 = 4/20. 2019 = 13/35. 2018 = 20/33. 2017 = 10/22. 2016 = 19/33. 2015 = 15 sites / 27 nights. Didn't count 1976 to 2014.


16/2/2024 at 5:19pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

Diamond Member
Diamond Member

Forum Posts:   4489

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Third party fire and theft is often more expensive than comprehensive!
saxo1


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16/2/2024 at 5:57pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

Diamond Member
Diamond Member

Forum Posts:   4489

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

You can get SORN ins for cars/vehicles that are laid up or only used seasonally which means you also save on the road fund licence while it is sorned.
Adrian flux do it.
saxo1



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