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Subject Topic: On line banking Post Reply Post New Topic
Personmoppetsdad
30/7/2021 at 10:10am
 Location: The foot hills of no
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I've just started using Netwest online banking so I could receive payment for something I sold which is all new to me and I've just had an email saying they are sending me a card reader?

Has anyone else has this and if so do you use it please>

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David

    

I've stood on Lego and didn't even cry!!


PersonSGThomas
30/7/2021 at 10:44am
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The card reader is a "protection" for the consumer. It keeps your money safe.

It is so cumbersome to use that you lose the will to live and give up, thereby keeping the money safe in your account


Personmoppetsdad
30/7/2021 at 11:21am
 Location: The foot hills of no
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Sounds as though you really like them then Stuart

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David

    

I've stood on Lego and didn't even cry!!


Personsaxo1
30/7/2021 at 11:22am
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If you need to transfer funds or pay someone you haven't paid before you will need a card reader to authorise the payment.
saxo1


PersonPixie_Hez
30/7/2021 at 10:02pm
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The card reader is very easy to use. If you go to pay a person you have never paid before it will ask you to use the reader to verify the transaction. The reader looks like a small calculator, you put your card in the slot on the top, enter your PIN and it will generate a code for you which you use when asked to confirm the transaction.

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Pixie


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PersonBob61
31/7/2021 at 12:49am
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A friend of mine has one and has had nothing but trouble with it. I gather on a couple of occasions he got something wrong and his bank account was frozen for ages. They had to send him a new password or something and that took ages so he couldn't access his money. I didn't understand much of what he was telling me (and I don't think he understood it either!) but it was enough to put me off ever wanting to use Natwest.


Personsaxo1
31/7/2021 at 9:31am
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If you enter your details wrongly three times you will get locked out of your account and will have to wait for a new password, this will happen whether you use a reader or not it isn't a problem specific to a card reader.
saxo1


woodman2
31/7/2021 at 12:17pm
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It seems Nat West are behind the times.

My Santander account will call our home phone and ask for the four digit code that the screen displays whenever we try to log on or set up a new payement. Works a treat.


PersonBob61
31/7/2021 at 1:33pm
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Quote: Originally posted by saxo1 on 31/7/2021
If you enter your details wrongly three times you will get locked out of your account and will have to wait for a new password, this will happen whether you use a reader or not it isn't a problem specific to a card reader.
saxo1


That must have been what my friend did then...he isn't too good at techy stuff


Personspiritburner
31/7/2021 at 1:42pm
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I'm with RBS (same as NatWest?) & have a card reader.   It's a piece of cake to use but rarely needed as I usually do transfers of under £1000 which can be done on the phone app without using the reader. If I understand correctly the reader is only for use for internet banking on a PC via the web.

To receive a payment you don't normally need online banking - the sender just needs your name, account number & sort code which are written on something I think old people call a cheque book.


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Personsaxo1
31/7/2021 at 2:28pm
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Quote: Originally posted by woodman2 on 31/7/2021
It seems Nat West are behind the times.

My Santander account will call our home phone and ask for the four digit code that the screen displays whenever we try to log on or set up a new payement. Works a treat.

With a card reader you don't need to have your phone handy,the card reader generates the code.
saxo1



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