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 Topic: Home insurance, you cannot be serious
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25/11/2024 at 12:15pm
Location: East Herts
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Quote: Originally posted by Mrs. Bonce on 25/11/2024
Just received renewal quote from LV. Made no claims, it has increased by over £400. I will be looking around for cheaper.
Yes, I would too! Go on the comparison sites, check 3 of them as they sometimes come up with different companies.
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Best Regards,
Colin
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25/11/2024 at 1:26pm
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Yet I have just today moved from John Lewis to LV as LV were about 30% of the JL renewal!
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25/11/2024 at 5:37pm
Location: Essex
Outfit: Lunar Delta TS 2017
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Make sure it is a like for like policy though. You have to be very careful and read all the small print as they vary so much on what they cover you for.
We are with Sheila’s Wheels and were burgled a few years back and they were excellent. Will be looking around at renewal as it’s all online now and you can’t talk to anybody except on chat.
Don’t forget the cost to replace things has all gone up too, so that’s why it costs more. You have to make sure you are insured enough to replace all your items in your home if you say had a fire. Have a tot up of cost to replace your things and I think you would be surprised how much you actually have.
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Claire and Colin
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25/11/2024 at 5:38pm
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Quote: Originally posted by Dave and Cyn on 25/11/2024
Used to be with LV untill we had a claim and they were as helpful as a chocolate fire guard.
Leak in the roof. Guy they sent stood at the end of the garden looking up at the roof and proclaimed it was the fault of an accumulation of moss and not covered. He then got back in his van and left!
Saw a local roofer repairing a neighbour's roof and got him to take a look. Huge 6" split in a section of lead flashing.
LV didn't want to know!
House insurance doesn't normally cover leaks in a roof unless they are caused by a weather event or accidental damage.
saxo1
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25/11/2024 at 9:21pm
Location: Milton Keynes
Outfit: Bailey Alliance 66-2 Motorhome
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One issue to be careful with when buying house insurance and our hobby is to make sure you check the unoccupancy days. Some will give a figure of say sixty days which means there are rules if you wish to leave the property empty for 60 days or more. But some insurance companies quote 60 days as the maximum number of days you can leave the property unoccupied in any one year regardless whether you are away 2 days or i4 days. I had that discussion with JL insurance which caused me to swap to the Caravan Club.
David
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25/11/2024 at 10:04pm
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Quote: Originally posted by Dave and Cyn on 25/11/2024
Used to be with LV untill we had a claim and they were as helpful as a chocolate fire guard.
Leak in the roof. Guy they sent stood at the end of the garden looking up at the roof and proclaimed it was the fault of an accumulation of moss and not covered. He then got back in his van and left!
Saw a local roofer repairing a neighbour's roof and got him to take a look. Huge 6" split in a section of lead flashing.
LV didn't want to know!
Insurance covers for insurable events. A split in lead flashing will be considered a repair, unless damage was caused by something else.
Well done however for trying to get LV to pay.
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via mobile 25/11/2024 at 11:44am
