Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Contact Us

Advertisement

Message Forums
Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Life in General 		Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Private medical insurance
Page:  1  2  3 Post Reply Post New Topic
PersonMrs. Bonce
via mobile 19/10/2023 at 8:06am
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Any recommendations? Have looked at the comparison site, Usay Compare who seem to be able to find a good price. Do not want to be pushed into anything.

Post last edited on 19/10/2023 08:18:27


PersonFiona W
via mobile 19/10/2023 at 10:07am
 Location: Ayrshire
 Outfit: Auto-Sleeper MHs View Fiona W's Profile View Profile   Reply to Fiona W Reply   Quote Fiona W Quote  
Joined: 10/4/2007

Diamond Member
Diamond Member

Forum Posts:   5075
Tent Reviews:   1
Site Reviews Total: 232
Site Reviews 2024: 16 
Site Reviews 2023: 8  
Site Reviews 2022: 12 
Site Reviews 2021: 10 
Site Reviews 2020: 4  
Site Reviews 2019: 9  
Site Reviews 2018: 18 
Site Nights 2024: 34
Site Nights 2023: 25
Site Nights 2022: 32
Site Nights 2021: 25
Site Nights 2020: 20
Site Nights 2019: 28
Site Nights 2018: 30
I would check a couple more comparison sites rather than relying on just the one - we use Consumers Association (Which?). MSE might be useful too (money saving expert).
I paid privately for a scan that my NHS would not do, and the hospital has since changed from BUPA (efficient) to another that is less efficient. But your medical history may fit a particular insurance company more than it would suit me.

Post last edited on 19/10/2023 10:12:04

-------------
2024 = 18 sites / 38 nights. 2023 = 9/23. 2022 = 13/35. 2021 = 11/29. 2020 = 4/20. 2019 = 13/35. 2018 = 20/33. 2017 = 10/22. 2016 = 19/33. 2015 = 15 sites / 27 nights. Didn't count 1976 to 2014.


PersonMrs. Bonce
via mobile 19/10/2023 at 10:14am
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Thanks Fiona.


Person664DaveS
via mobile 19/10/2023 at 10:25am
 Location: Shropshire
 Outfit: Bailey Phoenix GT 75 View 664DaveS's Profile View Profile   Reply to 664DaveS Reply   Quote 664DaveS Quote  
Joined: 24/7/2007

Diamond Member
Diamond Member

Forum Posts:   4369
Site Reviews Total: 55
Site Reviews 2024: 2  
Site Reviews 2023: 8  
Site Reviews 2022: 6  
Site Reviews 2021: 6  
Site Reviews 2020: 0  
Site Reviews 2019: 3  
Site Reviews 2018: 4  
Site Nights 2024: 16
Site Nights 2023: 55
Site Nights 2022: 54
Site Nights 2021: 56
Site Nights 2020: 0
Site Nights 2019: 20
Site Nights 2018: 41
We have been with Benenden Health for years as I was offered it through work ( civil service). They now offer it to all.
They don't do orthopaedic but offer discounts on that work.
My wife has used it twice .
She actually went to the hospital at Benenden for surgery. It is a very good hospital. She was a senior nurse and was very impressed with the service.
The operations she had were covered after seeing their consultants quite quickly after referral.
She also had some physio locally after a back injury, also provided by them.

-------------
DS-There's more to life than football!!!


PersonMrs. Bonce
via mobile 19/10/2023 at 10:37am
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Thanks Dave


Advertisement



PersonMrs. Bonce
via mobile 19/10/2023 at 11:27am
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
I have just turned 76. Beneden only insure up to 75. I think it was them anyway. Saga is very expensive direct. Probably going with Aviva via Usay.


PersonAncient Uncle
via mobile 19/10/2023 at 5:19pm
 Location: None Entered
 Outfit: Coachman Festival View Ancient Uncle's Profile View Profile   Reply to Ancient Uncle Reply   Quote Ancient Uncle Quote  
Joined: 22/5/2017

Gold Member
Gold Member

Forum Posts:   475
Site Reviews Total: 5
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 3  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 34
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
I was talking to a consultant many years ago and asked him if it would be worth having private health insurance.

He suggested an alternative. Find out what it would cost me and then pay into a savings account instead. Should I need private medicine, then I would have money to pay the bill. If I did not need treatment, then I still had the money.

Not the answer for everyone, of course, but certainly food for thought.


PersonMrs. Bonce
via mobile 19/10/2023 at 5:42pm
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Thanks.


Personclbewi
19/10/2023 at 6:01pm
 Location: Essex
 Outfit: Lunar Delta TS 2017 View clbewi's Profile View Profile   Reply to clbewi Reply   Quote clbewi Quote  
Joined: 20/8/2004

Diamond Member
Diamond Member

Forum Posts:   2523
Site Reviews Total: 15
Site Reviews 2024: 2  
Site Reviews 2023: 1  
Site Reviews 2022: 2  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 12
Site Nights 2023: 5
Site Nights 2022: 14
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Also, private medical insurance doesn’t cover all conditions.

-------------
Claire and Colin


PersonMrs. Bonce
via mobile 19/10/2023 at 6:04pm
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
I know it doesn't cover existing conditions, anything else?


Advertisement



PersonDavid Klyne
19/10/2023 at 8:17pm
 Location: Milton Keynes
 Outfit: Bailey Alliance 66-2 Motorhome View David Klyne's Profile View Profile   Reply to David Klyne Reply   Quote David Klyne Quote  
Joined: 13/2/2004

Diamond Member
Diamond Member

Forum Posts:   9594
Site Reviews Total: 257
Site Reviews 2024: 1  
Site Reviews 2023: 6  
Site Reviews 2022: 15 
Site Reviews 2021: 7  
Site Reviews 2020: 1  
Site Reviews 2019: 16 
Site Reviews 2018: 15 
Site Nights 2024: 3
Site Nights 2023: 22
Site Nights 2022: 62
Site Nights 2021: 33
Site Nights 2020: 4
Site Nights 2019: 56
Site Nights 2018: 15
Quote: Originally posted by Ancient Uncle on 19/10/2023
I was talking to a consultant many years ago and asked him if it would be worth having private health insurance.

He suggested an alternative. Find out what it would cost me and then pay into a savings account instead. Should I need private medicine, then I would have money to pay the bill. If I did not need treatment, then I still had the money.

Not the answer for everyone, of course, but certainly food for thought.


We used to subscribe to HSA (now Simply Heath) as we got good rates from work. It doesn't cover major surgery or anything like that but it would contribute to dental care, glasses, stays in hospital and some of the cost of a private consultation. What we found was that as prices went up we were paying far more than we got out and decided to put money aside each month into a savings account and we dip into that when there is a need. Not sure what sort of cover Mrs Bounce is looking for but I assume a bit more comprehensive than that?

David


PersonMrs. Bonce
via mobile 19/10/2023 at 9:11pm
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Thanks David m, Bonce not Bounce. Someone once called me an inverted snob...


Personblueexpo97
20/10/2023 at 10:16am
 Location: 
 Outfit:  View blueexpo97's Profile View Profile   Reply to blueexpo97 Reply   Quote blueexpo97 Quote  
Joined: 07/2/2009

Diamond Member
Diamond Member

Forum Posts:   9805
Site Reviews Total: 24
Site Reviews 2024: 0  
Site Reviews 2023: 1  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 2
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
Quote: Originally posted by Ancient Uncle on 19/10/2023
I was talking to a consultant many years ago and asked him if it would be worth having private health insurance.

He suggested an alternative. Find out what it would cost me and then pay into a savings account instead. Should I need private medicine, then I would have money to pay the bill. If I did not need treatment, then I still had the money.

Not the answer for everyone, of course, but certainly food for thought.



So the same as what people suggest re vets and pets.
Sorry but you're never going to have enough.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


PersonMrs. Bonce
via mobile 20/10/2023 at 12:53pm
 Location: Luton (no jokes plea
 Outfit: Coachman and Hyundai View Mrs. Bonce's Profile View Profile   Reply to Mrs. Bonce Reply   Quote Mrs. Bonce Quote  
Joined: 05/6/2006

Diamond Member
Diamond Member

Forum Posts:   12650
Site Reviews Total: 380
Site Reviews 2024: 17 
Site Reviews 2023: 26 
Site Reviews 2022: 37 
Site Reviews 2021: 26 
Site Reviews 2020: 11 
Site Reviews 2019: 30 
Site Reviews 2018: 31 
Site Nights 2024: 83
Site Nights 2023: 119
Site Nights 2022: 154
Site Nights 2021: 140
Site Nights 2020: 63
Site Nights 2019: 132
Site Nights 2018: 134
Don't understand the above either. Most folk can't manage to save more than £300 per month as an example. £3,600 per year is nowhere near enough for specialist cancer treatment.


Personbessie500
14/11/2023 at 5:19pm
 Location: Lancashire
 Outfit:  Volvo X60 Coachman View bessie500's Profile View Profile   Reply to bessie500 Reply   Quote bessie500 Quote  
Joined: 11/9/2006

Diamond Member
Diamond Member

Forum Posts:   2094
Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 2  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 11
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0
We are with Aviva, My daughter went to see a specialist the other week, had various test and a biopsy, the bill was £2700.

Bessie


PersonCapt Lightning
15/11/2023 at 8:29pm
 Location: Turriff Aberdeenshi
 Outfit: Romahome R30 Dimens View Capt Lightning's Profile View Profile   Reply to Capt Lightning Reply   Quote Capt Lightning Quote  
Joined: 17/8/2006

Diamond Member
Diamond Member

Forum Posts:   2372
Site Reviews Total: 45
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 2  
Site Reviews 2021: 0  
Site Reviews 2020: 2  
Site Reviews 2019: 0  
Site Reviews 2018: 5  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 5
Site Nights 2021: 0
Site Nights 2020: 6
Site Nights 2019: 0
Site Nights 2018: 5
Quote: Originally posted by Mrs. Bonce on 20/10/2023
Don't understand the above either. Most folk can't manage to save more than £300 per month as an example. £3,600 per year is nowhere near enough for specialist cancer treatment.

I think the idea is that you save what you can in a long term account with the best interest rate you can find. £100 a month for 5 years = £6k + interest. Not enough for major surgery, but it would save you waiting a year for a hernia op.




-------------
Two drifters off to see the world.

I'm tired of reality, so I'm off to look for a good fantasy.



In order to post a reply you will need to register, or if already registered please log in here

Prev       Next

Jump To Page:  1  2  3

Quick Links - All Forums - Life in General - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...

4234 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews] 



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement

Advertisement



Advertisement