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My grandaughter paid £941 with Diamond in November for a Citroen Saxo 1.1 but since the EU sex discrimination ruling it will be higher next time.

Saxo1

I loved all my novas!  Anyway next door bought an R reg corsa for their daughter when she was learning and insured her on it - not sure how tbh as they both had a car but buying that car and insurance was cheaper then insuring on their cars.  The EU relates to the equality law that women can't be discriminated against in an advantageous way - this seems to override the risk based approach they have taken previously.  I think all this makes kids be kids for longer - they can't afford a house, a car, bond for rent, insurance, but they do have enough money to buy things....so not a lot of chance at independence really - hopefully mine will go to uni to gain some independence otherwise how else do kids do it?

Quote: Originally posted by snowy747 on 04/1/2013

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The policy holder should always be the main driver. Parents naming children then the child being the main driver is called fronting and will render your policy void if an accident occurs.

Ali

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My wife is insured on our insurance as a learner driver, it was actually cheaper her being on the policy than not (only around £6 per year difference though) and that went for the 2.5 Diesel we have or the 4.0 V8 petrol.

Some would not insure her at all if we moved just one insurance group up though or wanted an extra £300 or so on the premiums.

I suppose that is one advantage of being "slightly" older.

Quote: Originally posted by snowy747 on 05/1/2013

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Bad wording by me Dane perhaps, what I meant is that most insurers insist the policyholder is the registered keeper and in most cases if you own the vehicle in all likelihood you are the main driver.

You still got a hybrid car?

Ali

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The strange thing about insurance,in the case of my grandaughter, is that by adding additional drivers,her parents and myself each one reduced the overall premium and by adding me she achieved the biggest saving, but by adding my wife,who has a faultless driving record,the premium increased!

Saxo1