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11/9/2013 at 2:21pm
Location: Sherston Wilts
Outfit: Lunar Clubman 460-4 1988
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A few weeks ago i was driving my partners car (as a named driver) and, whilst pulling out of the petrol station, i hit a small van...
I said i would prefer to not go through insurance as i didnt want to affect any premuims or no claims so the other driver agreed to get a quote and let me know...
i received a letter yesterday from him stating the quote, backed up with a letter from the garage... however, i cannot afford to pay the sum outright as he rightly wants so my question is.... is it too late to go through the insurance company? ive not had any experience of this before so am a little worried about how to go about this, any advice very welcome and much appreciated please x
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Enjoyed tenting,
Enjoyed trailer-tenting,
Now loving caravanning 😊😊
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11/9/2013 at 3:17pm
Location: Yeadon Leeds!
Outfit: Swift Challenger & Defender 110SW
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no, not too late, just tell him you decided to go through your insurer, he then tells his insurer, you tell your and get it sorted.
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11/9/2013 at 3:54pm
Location: Sherston Wilts
Outfit: Lunar Clubman 460-4 1988
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Thank you, this has been worrying me since it happened, and the quote is a bit more than i expected so dont really have a choice but to go through insurance now x
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Enjoyed tenting,
Enjoyed trailer-tenting,
Now loving caravanning 😊😊
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14/9/2013 at 5:55pm
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explain that the quote was a bit dearer than you can afford and you will inform the insurance, but be prepared for your insurance to rise next time its due.
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keep on moving
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14/9/2013 at 6:29pm
Location: Ossett.West Yorkshire.
Outfit: Sold it. Looking for a new one.
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Quote: Originally posted by kbcalypso on 14/9/2013
explain that the quote was a bit dearer than you can afford and you will inform the insurance, but be prepared for your insurance to rise next time its due.
+1.
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Never in the field of human conflict was so much owed by so many to so few.
Winston Churchill. 21st August 1940
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14/9/2013 at 7:36pm
Location: Bolton Lancs
Outfit: Tent & Toyota Granvia
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Has he only provided you with the one quote? He should really get three different ones and provide you with all of them before you make up your mind.
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Tigermouse
I have a very temperamental personality - 50% temper and 50% mental
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14/9/2013 at 10:10pm
Location: Derbyshire
Outfit: Adria Forma-Delica 2.8td-Movelite XL
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Agree with the above, he can choose where its going, but a valid point about checking he has insurance too it may be a good bargaining tool, if you got his number plate check it at askmid.
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Doing as little as possible for as much as possible...
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15/9/2013 at 11:26am
Location: Worcestershire
Outfit: Buccaneer Cruiser
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Quote: Originally posted by saz121299 on 11/9/2013
A few weeks ago i was driving my partners car (as a named driver) and, whilst pulling out of the petrol station, i hit a small van...
I said i would prefer to not go through insurance as i didnt want to affect any premuims or no claims so the other driver agreed to get a quote and let me know...
i received a letter yesterday from him stating the quote, backed up with a letter from the garage... however, i cannot afford to pay the sum outright as he rightly wants so my question is.... is it too late to go through the insurance company? ive not had any experience of this before so am a little worried about how to go about this, any advice very welcome and much appreciated please x
I am sure that you are legally bound to notify the insurance company of any incident whether you claim or not.
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15/9/2013 at 8:16pm
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it depends, once you notify your insurance even if you don't claim it stays on your file, I once was backing up into a parking space and a woman in a landrover was leaving a drive and didn't see me I only scratched her number plate but she wanted a new bumper, I left it in the hands of the insurance.
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15/9/2013 at 8:35pm
Location: Lichfield
Outfit: Coachman Amara 450
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My niece was in a similar situation a few weeks ago and she didn't go through the insurance although I told her she should have. The third party initially wanted £1200 which was refused then ridiculously went down to £500 and so a week later it went down to £200. I told her not to pay and it turned out the guy wasn't insured for business and only had a policy for social and domestic pleasure. She didn't pay out at the end of the day but the insurance company give her a hell of ticking off for not reporting it the same day. So the advice is to report it NOW! because there are scammers out there willing to take your cash whichever way they can to avoid the legal root and once parted with your money you are basically aiding and abetting the thief.
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16/9/2013 at 8:28am
Location: None Entered
Outfit: raclet quickstop 2008
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inform the insurance company, car repairs are often so stupidly priced its cheaper to take the hit on your insurance, does the quote tie up roughly with the damage caused?
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Topic: Car ins claim...
