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Subject Topic: travel insurance what a joke Post Reply Post New Topic
15/10/2013 at 7:56pm
 Location: wilts- spain
 Outfit: SWIFT CORNICHE MERC clk
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trying to get some travel insurance for a month away, last year i payed £18, this year they want £69, a shame they pigeon hole people, im fitter now than last year looks like your ok until 65 and when you reach 66, god help ya. lol.


15/10/2013 at 8:01pm
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I thought 65 was the new 40????????????
Hi royce, have a look at your bank account, an upgrade will give you free insurance plus other benefits.

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alpiner


15/10/2013 at 8:12pm
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Quote: Originally posted by rollsroyce on 15/10/2013
trying to get some travel insurance for a month away, last year i payed £18, this year they want £69, a shame they pigeon hole people, im fitter now than last year looks like your ok until 65 and when you reach 66, god help ya. lol.



Cost me and the wife £68 for 4 days Travel Insurance in Spain.I just turned 61 and have some pre existing medical conditions as does my wife. I can't even get a quote for annual ins. We have never made a claim for anything in 40 years of travelling abroad.

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It is a wise man who has something to say.
It is a fool who has to say something.


16/10/2013 at 10:57am
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Quote: Originally posted by alpiner on 15/10/2013
...have a look at your bank account, an upgrade will give you free insurance plus other benefits.




Turned out we were fortunate a few years ago to have gone for a bank current account with add-ons, including worldwide annual travel cover up to age 69.

Since that, I had health issues resulting in 4 ops. After each I rang them and they noted the file and wrote to confirm. No problems.

To be fair:

1. The ops solved my issues. I'm sure their response would be different with an ongoing, chronic condition.

2. The account costs £12.95pm, so we're paying, one way or another.


The other main benefit is UK car breakdown cover, home or away, whatever vehicle the account holder is in.

For us, it's worth it.

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Mike

My advice is worth no more than the price paid for it

Prague May/Jun 2017
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16/10/2013 at 11:12am
 Location: Shropshire
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Quote: Originally posted by mikegalagher on 16/10/2013
Quote: Originally posted by alpiner on 15/10/2013...have a look at your bank account, an upgrade will give you free insurance plus other benefits.




Turned out we were fortunate a few years ago to have gone for a bank current account with add-ons, including worldwide annual travel cover up to age 69.

Since that, I had health issues resulting in 4 ops. After each I rang them and they noted the file and wrote to confirm. No problems.

To be fair:

1. The ops solved my issues. I'm sure their response would be different with an ongoing, chronic condition.

2. The account costs £12.95pm, so we're paying, one way or another.


The other main benefit is UK car breakdown cover, home or away, whatever vehicle the account holder is in.

For us, it's worth it.





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Never do today what you can put off until tomorrow


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16/10/2013 at 5:25pm
 Location: Isle of Mull
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I find travel insurance a farce too! Not only does one get hammered for being over a certain age but most don't cover a couple of nights' bookings and then one gets hammered for living on an offshore island.

The one I have through my bank is useless for folks like me - even the staff at the bank admit that!!

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" When I die I don`t want my life to flash before me in an instant, I want it to be a 3 hour epic !"


16/10/2013 at 6:33pm
 Location: wilts- spain
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went through the motions on the Halifax site, of which i am a customer, and the caption comes up in red " sorry we cannot insure someone of your age", glad to have all my money in their bank though, and that one advertising on the telly is just as bad, S***sure by name, meant to cater for the older person. Yeah !!? found one for £47 the best i can get.


16/10/2013 at 6:37pm
 Location: wilts- spain
 Outfit: SWIFT CORNICHE MERC clk
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yeah Mike so your paying £154 for some travel insurance and some breakdown cover, doesnt sound like a good deal to me.


16/10/2013 at 7:17pm
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I didn't say it was a good deal, I said it worked for us.

Me 64 soon, a colostomy, ileostomy, reversal, and two hernia repairs.

Add in breakdown cover, and other benefits.

It may not work for you. That's why I didn't say it would.

-------------
Mike

My advice is worth no more than the price paid for it

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19/10/2013 at 11:59am
 Location: STAFFORD
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I took out travel insurance  for a week in the USA, with cover4you, it was the cheapest I could find, £34, I am 65, have high blood pressure, and type 2 Diabetes.

My son also used them as he is Epileptic £28.



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19/10/2013 at 6:47pm
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Yep, we now take out Travel insurance, and have never bothered in the past, but now we are both just past 50 we thought it was time to start.

So we now pay £36 for a couples policy, which covers us for 12 months at a time.

Got the info of "Money Saving Expert" website.


20/10/2013 at 8:15pm
 Location: wilts- spain
 Outfit: SWIFT CORNICHE MERC clk
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yes they are all ok until 65 then,it goes through the roof, as said i paid £18 and now its up to £69 , i have found one for £47 so i think i will go for that.


20/10/2013 at 8:22pm
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£69 seems to be the figure as soon as you pass 65 ,that is what saga charge for me and Jenny

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men don't need or read instructions


21/10/2013 at 8:21am
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If statistically older people didn't get health problems more often then premiums wouldn't cost more.Old people get ill. It's a fact.

Francais's post says it all really. They got old(er) so the now started taking out insurance.

We have all had the benefit of the cheaper years. I'ts just the other way round to car insurance.

At a cost of £10k after a heart attack in Spain old folks wouldn't want to be without it.





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Steve





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