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Subject Topic: Holiday Insurance Abroad Post Reply Post New Topic
21/5/2016 at 8:48pm
 Location: South Lanarkshire
 Outfit: Wee Berthy.
View SMEESH's Profile View Profile   Reply to SMEESH Reply   Quote SMEESH Quote  
Joined: 05/8/2011

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Be Careful. Interesting debate on Radio Scotland the other day which kind a got me concerned. When going abroad we all need Medical Insurance which is usually done when booking your holiday. What I found concerning is if you have a alcohol related accident your cover can become void due to alcohol being the cause of the injury. Blood test's shall be required on arrival at the hospital to determine the amount of alcohol in your system and then it is more or less up to the discretion of the Medical Insurance Company in deciding if you will be treated. Check the small print as many have failed in gaining treatment even though they thought they were covered. You could trip after one glass of wine or be totally out your face falling down. I shall be going to a Broker in future especially when Wee Smeesh is going on his first Boys Trip this year....

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There is no such thing as "Living the Dream" , THIS IS IT and do your best to make the best of IT ......


21/5/2016 at 9:30pm
 Location: Essex
 Outfit: Lunar Delta TS 2017
View clbewi's Profile View Profile   Reply to clbewi Reply   Quote clbewi Quote  
Joined: 20/8/2004

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Thought that had always been the case, certain sports would void it too.


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Claire and Colin





21/5/2016 at 10:41pm
 Location: Lincs
 Outfit: Skoda Yeti and Coach
View sennen26's Profile View Profile   Reply to sennen26 Reply   Quote sennen26 Quote  
Joined: 04/8/2006

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Thats always been the case.


Sennen


21/5/2016 at 10:59pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

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There are lots of cases dealt with by the insurance ombudsman where the ins co has been made to pay out because they failed to prove that alcohol was the cause of the accident.
saxo1



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