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 Topic: Cheaper ways to live?
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08/7/2018 at 1:25pm
Location: Fleetwood
Outfit: Dacia Sandero stepwa
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Fed up of the rat race working hard for minimum wage there must be cheaper ways of living.
We currently rent our flat having sold up 4 years ago to take a 12 month sabatical due to my ill health. With just over 8 years left to official retirement, wife is 7 years, we are trying to find a cheaper way to live to be able to do less hours and make the retirement date not seem so far away.
We are luckier than a lot with some savings from the house sale and both have a couple of small pensions that we could cash in but prefer not to yet. We have looked into living in a tourer, did it for 12 months but brought so many problems with insurances etc that it was very stressful, looked at mobile homes and even a live aboard boat. All have their own problems and added costs and cannot seem to get much less than the £560 monthly rental we currently pay. Even looked at buying again as where we live now, on outskirts of Blackpool is fairly cheap but that would mean settling in 1 place again and not sure we ready for that lol.
We live a very modest lifestyle but everything is so expensive when your on minimum wage and travel a 40 mile round trip each day.
Has anyone out there managed to find a cheaper way of living, talking accommodation not saving on food etc as we are pretty shrewd that way lol.
Living in hope haha.
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09/7/2018 at 6:40am
Location: Derbyshire
Outfit: ElddisAvante462 Honda CRV SE2.2 i-Dtec
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House sitting, or working in a job that involves free accomodation, site wardens ect, elderly companionship roles, country estate worker maybe?
Julia
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Just love to be out amoungst Nature and Wildlife
Celebrating 37 years of Caravanning in 2019, Recently Considered Retiring, but Totally Addicted for Life!
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09/7/2018 at 1:47pm
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Have you tried claiming Housing Benefit and a Council Tax reduction. If you are struggling on minimum wage you may be entitled to lots of help. Speak with your local Citizens Advice Bureau who will tell you if you are entitled to anything and point you in the right direction.
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09/7/2018 at 3:09pm
Location: Fleetwood
Outfit: Dacia Sandero stepwa
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Despite the fact that we paid into the 'system' for over 40 years each we not entitled to a penny. Could not claim when we were not working as we are over the threshold so no chance now we are earning. As i said we are not destitute,our savings came from the little profit we made on the last house and being frugal, but the idea was as we got older was to be able to work less hours and enjoy some us time. As the only work we can get these days is minimum wage and living costs continue to rise steeply it seems we having to work harder now than we did when younger. There don't seem to be the easy low paid jobs of years ago, everyone wants a pound and a half of flesh lol.
Must be a cheaper way to live but am buggered if I can find it lol.
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09/7/2018 at 5:21pm
Location: Fleetwood
Outfit: Dacia Sandero stepwa
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Bob61. Your almost right. Don't mind getting paid lower wages but the problem these days is what is now a minimum wage job used to pay £10-£11+ hourly, not being the easy stress free jobs we remember the older end doing. Do you think my wife n yours could keep a house going while we tour in the motorhome haha.
Jaiash, that's amazing money, would really enjoy that job, working for someone else though, would be perfect as I live on Blackpool prom.
Sorry folks, just having a moan as this easy life we worked hard for seems to be getting further away and not getting closer. As I said, there are lots worse off than us, but thought if I asked there may be suggestions we had not thought of.
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10/7/2018 at 8:30am
Location: West country
Outfit: VW camper
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So there are two issues, it would seem. You work hard, for not much reward, and money is tight.
Do you enjoy what you do? If not, do you have a hobby or interest which would allow you to earn money without the downside of travelling every day? Like the gardening, small diy handyman, companionship type of thing.
Work is never so bad if you enjoy what you do.
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10/7/2018 at 9:28am
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Whilst we don't know or want to know the full details of your finances, if you have the money to buy a property do so.
Working to earn money to then use this (or your savings) to pay the mortgage of your landlord is never cost effective. If you are in a position to live mortgage free do so. What you earn is then yours.
If you don't want to settle you do at least have the option of renting your property out and using rental income to fund your lifestyle.
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13/7/2018 at 8:23pm
Location: None Entered
Outfit: Vango Icarus 500
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our gardener charges £15 an hour and is fully occupied all week. Loads of elderly people who want their weeds pulled, lawns mowed and shrubs trimmed. Not exactly taxing work, and guaranteed all week. Worth a thought?
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Beenie xxx
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16/7/2018 at 5:22pm
Location: None Entered
Outfit: Swift Challenger Sport 524 VW Carave
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We like the open road way of life, but having a permanent base (house) to come back to is an essential commodity.
Bertie.
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The 2 Tops
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