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 Topic: Insurance co`s who don`t want business
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23/10/2018 at 11:43pm
Location: kilmarnock
Outfit: fox continental
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Joined: 15/7/2007 Platinum Member 
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just had my renewal from Saga,this year i paid,£333.00,,renewal price...£426.00,went to comparison sites ,comparethemarket and go compare ,,the meerkats were cheaper, the cheapest quote was £312 £21.00 cheaper than 2018,but they had high excess,and no uninsured driver payment,so settled with quotemehappy at £340,and it ticked all the boxes,,this was for 14PLATE Volkswagen r line tiguan,...i called saga to inform them of my intentions ,eg not renewing and the lady asked if the reason for leaving was the price they quoted and i said yes , she wasn't at all bothered and said thanks for the business and she would delete my bank details and i was covered up until cut off date,,and im positive i will be doing the same again this time next year,
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Neil and Anne,
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30/10/2018 at 2:37pm
Location: East Herts
Outfit: 1992 Elddis Wisp 450CT + X Trail
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What you are quoted depends very much on your own circumstances, what vehicle you drive, your experience, and where you live. I alway check at least 3 comparison sites, and a few insurers that aren't on them, every renewal time. I never just renew automatically.
I tried Saga myself on several occasions, both with the car I have now and my previous one, and they don't come within my top 10. They are usually about a third of the way between the cheapest and the dearest.
I am currently with ClubCare through the C&CC, and have been for the past 3 years, but I suspect I won't be when my renewal come up next month, as they charged me quite a bit extra when I changed my car last month. I had been expecting a small reduction, as the "new" car has a smaller engine. It seems different companies like/dislike certain cars.
The main purpose of my original post though was to highlight the unbelievable difference between the highest and lowest quotes on the comparison sites. If one company can quote £356, how come any other wants any more than double the amount, let alone nearly 5 times as much. If they don't want the business, why not just say so instead of giving a ridiculous quote? Surely they must realise that their quote is totally uncompetitive?
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Best Regards,
Colin
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