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 Topic: YOUNG DRIVER CAR INSURANCE
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25/11/2023 at 6:41pm
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Statistically policyholders with TPFT tend to have more accidents.
saxo1
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26/11/2023 at 9:37am
Location: Yorkshire
Outfit: Car & Caravan
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If you don't care about your car then you get TPFT
From the insurers perspective.
If they don't care enough to insure their own car then they won't respect other peoples cars or property and are a high risk.
Probably
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26/11/2023 at 9:51am
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Quote: Originally posted by Paul_B on 26/11/2023
If you don't care about your car then you get TPFT
From the insurers perspective.
If they don't care enough to insure their own car then they won't respect other peoples cars or property and are a high risk.
Probably
Aye, but as said; if your car is low-value, because thats all you can afford. Coupled with even one 'claim' hammering your premiums, why would you deem to 'care' whether you could claim for it? Only an idiot wants an accident. Its very cynical on the insurers parts.
And as for the comparison sites; i used one of these for the very first time this last week. I wont be using them again. I had already got what i thought was a 'dear' quote for our trucks renewal direct from an insurers. The comparison sites added another £350 as a minimum. All they showed was quotes from who they have on their panel. Not necessarily competitive at all.
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26/11/2023 at 11:59am
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If you have TPFT and were involved in an accident you should always tell your insurance company even if you don't intend to make a claim.
I always check several comparison sites and normally get a better price which I use to haggle with my current insurer, if they won't budge I go with the best comparison site offer.
saxo1
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26/11/2023 at 12:49pm
Location: East Herts
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Every year I check at least 3 different comparison sites and a few other insurers that don't use the comparison sites. This year I went with NFU, who gave me the best deal and they aren't on any comparison sites. They weren't quite the cheapest, but they were certainly the best value for money and way cheaper than my renewal quote.
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Best Regards,
Colin
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27/11/2023 at 4:14pm
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I am dreading the time to renew our policy. Premiums are going sky high and being an octogenarian it is not so easy to shop around.
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27/11/2023 at 4:58pm
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I'm an Octogenarian and shopping around this year saved me £60.
saxo1
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01/12/2023 at 6:33pm
Location: Greater Manchester
Outfit: Santa fe Style & Bai
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at BryanMitch
Sorry for the late reply,
Check https://www.moneysavingexpert.com/insurance/young-drivers/
It has different ways of getting cheaper insurance
Follow the steps in the order listed I managed to get my sons down from £2500 to £1800 for a Santa fe 4X4 as a new driver and a experienced driver as a named 2nd driver.
Above all do not buy of Facebook or any other SM sites
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