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I  have just moved to saga, as my insurance is with them, this year its cost me £35.00, for normal roadside and relay including caravan, and my caravan is also covered for breakdown attendance, the £35 was an offer for this year and doubles up next year to  just over £70, thats about half i was paying with the r.a.c.

Quote: Originally posted by tango55 on 25/7/2013

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There are some good deals if you take out breakdown cover with car insurance but if you read the terms and conditions you will find that they will only recover the car and caravan together if the the caravan is in tow at the time of breakdown. With RAC 'Arrival' they will rescue both car and caravan even if they are detached providing that the car is within a 75 mile radius to where the caravan is pitched, so if the unfortunate ever happened where you break down solo with the car say on holiday for example then an extra fee will be applied to rescue both units if your car cannot be repaired at a local garage. Maybe the RAC 'Arrival' is expensive in comparison to other breakdown cover but at the end of the day you get what you pay for and to me it's peace of mind knowing your fully covered.

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Quote: Originally posted by Grampian91 on 25/7/2013

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Yeah thats the issue, I dont think that most people realise that if the caravan breaks down or needs recovery then they wont be covered on a standard policy.

Petra you say covered for breakdown attendance, What does that cover? Say a wheel bearing failed. Would they come out and say yes its failed. Have a nice day?

I have the full cover with the RAC, At home and onward travel etc. They will supply me with a hire car for 2 or 3? days also.

Just a bit of a jump from last year.

I didnt realise there was a distance limit on the cover. But 75 miles is usually more than enough for most occasions i guess.

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petra8315 :

yes tango 55, but is your caravan covered ?, last year i had a blowout on the caravan and could not get the wheel nuts off, so rang rac for roadside assistance, and they told me that the caravan is not covered, after a big arguement on the phone they decided to attend and help me, so stresslull

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Yes the caravan is covered as I explained previously what the RAC 'Arrival' cover is precisely. If you take out standard RAC breakdown cover policy then this only covers the car which excludes a trailer of any description that's why the 'Arrival' policy is more expensive which is what the OP was questioning about initially regarding the annual increase for this specific cover. We broke down in Dorset a few weeks ago to which our car was taken to a Volvo dealer in Poole but as they could not repair it in a reasonable time scale or offer us a courtesy car the RAC then recovered both car and caravan which were 10 miles apart and returned us home at no extra cost because that's exactly what the RAC 'Arrival' covers. The AA have a good reputation but they don't provide a specific cover like Green Flag 'Maydown' or RAC 'Arrival' so you only get the same breakdown cover as you would with your car insurance which then would probably be a better deal cost wise. Don't take my word for it though, read the terms and conditions of any breakdown cover first like I do and see exactly what you ARE covered for. If in doubt give the breakdown company a call and ask if you are covered with a trailer and if you are, ask if you are also covered if the vehicle and trailer are unhitched and separated and I bet the answer is no.