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Topic: Disabled Car Reg Plate - Help !
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22/7/2008 at 7:17am
Location: Cornwall Outfit: Autotrail Scout
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Quote: Originally posted by LegsDownKettleOn on 21/7/2008
I might have just been unfortunate, but a few months ago I had to produce my documents. I had mislayed my insurance certificate. I got to the police station with a case full of documents for my car and the wifes, but the insurance for mine was missing. The WPC said that they new the vehicle was insured, but I was commiting an offence by failing to produce the documents requested. Eventually I managed to get an extention to the 7 days and got a duplicate, but the WPC seemed very keen to prosecute me until I spoke to an officer. I recently changed my insurance and the broker wanted to know if it was OK to email the insurance certificate. The police would not accept a copy of the insurance certificate, it had to be the original one issued by the insurance company, so an emailed certificate printed off would not have been enough to keep them happy either.
AIUI, the documents the police can demand you produce are your driving license, your insurance certificate, and your MOT test certificate (if applicable). Note that your V5 certificate of registration isn't included in that unless you are the registered keeper.
WRT the insurance certificate, the law (RTA S165A) demands you produce "evidence that a motor vehicle is not or was not being driven in contravention of section 143 (of the same Act)". IANAL but in my opinion, a print of an emailed PDF certificate from your insurance company is fine. I hope so, because that's what my insurance broker has provided me with and since the original they'd have produced would only be a print of the same PDF I can't see the difference. I don't think this has been tested in court, so if you'd produced a print of your emailed cert and asserted that was the evidence required I suspect the WPC would have backed down.
Unfortunately, it seems that the police would rather believe a database that is known to contain inaccuracies since there have been cases where cars have been crushed even after the production of valid, original insurance certificates.
Geoff
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22/7/2008 at 11:00am
Location: Whitburn Scotland Outfit: 1976 Thomson T-Line Glendale
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Quote: Originally posted by pajaholic on 22/7/2008
Unfortunately, it seems that the police would rather believe a database that is known to contain inaccuracies since there have been cases where cars have been crushed even after the production of valid, original insurance certificates.
Geoff
Hi Geoff, watched a documentary on telly last night which showed why this happens, usually the owner takes too long to produce the documents, or there is something else that is illegal about the vehicle. One chaps BMW had no valid road tax and he was only using the car because his misses had kicked him out, he had the luggage in the car to prove that. He was allowed to remove all his personal belongings before the car was taken to the impound, after 2 weeks he had not paid the tax and the car was crushed.
There may well be some cases of vehicles being crushed in error and that is certainly something that needs looking at but on the whole the powers that be have to get tough on this as it is usually the legal motorist that ends up the loser for all the dishonest drivers who have no tax, or mot which also makes any insurance void especially in the cases where the driver does not hold a full licence.
Latest reports are that 1 in 20 cars is illegal, with the amount of vehicles on the roads in the UK that is a horrendous amount of vehicles which are potentially more likely to be involed in other illegal pursuits or, heaven forbid, in a fatal accident.
No matter how hard the authorities try to clamp down on this then there will be errors, but I believe that is a small price to pay to stop the illegal use of vehicles and cloning etc. One chap on the program knows his car was cloned and he is stopped regularly, luckily for him it was cloned by an IC1 male and he is of ethnic origin, the fact that he is the legal driver and not the cloned vehicle is recorded so that the Police can check their records in order to reduce this problem for that driver.
Perhaps the new idea of chipped number plates will help with this problem in future, it is certainly something that needs to be looked into as there are far too many illegal vehicles on the roads costing billions of pounds each year. Using red deisel in motors is also something that is being cracked down on and if you get caught using it once you will find that you are stopped more often to be checked as your car details go on the database for that offence too.
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