Message Forums

Quote: Originally posted by rich2818 on 06/9/2013

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Good info on the insurance website.

However its interesting that my insurer, Liverpool Victoria arn't on the list ?

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Quote: Originally posted by Zafiral on 28/9/2013

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To match Audicab26's comment I am also insured with Admiral, & spoke to them about fitting MAD replacement springs to a previous 2010 Mondeo. After repeated calls to ensure I was not being routed to the overflow Indian call centre, the operative I spoke to was fine with the replacement springs as long as the car was not lowered.
While that Mondeo was fantastic as a tow car with the uprated springs fitted, the 1" raised rear ride height spoiled the unladen looks & the day to day ride so I chose not to fit them to my current one as it has slightly tougher springs fitted from the factory & I spend less than 5% of the car's use towing. I bought a roof box to move some weight from the boot forward so reduce the force on the rear springs.

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Quote: Originally posted by iscacamper on 30/9/2013

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Quote: Originally posted by Zafiral on 28/9/2013

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To match Audicab26's comment I am also insured with Admiral, & spoke to them about fitting MAD replacement springs to a previous 2010 Mondeo. After repeated calls to ensure I was not being routed to the overflow Indian call centre, the operative I spoke to was fine with the replacement springs as long as the car was not lowered.
While that Mondeo was fantastic as a tow car with the uprated springs fitted, the 1" raised rear ride height spoiled the unladen looks & the day to day ride so I chose not to fit them to my current one as it has slightly tougher springs fitted from the factory & I spend less than 5% of the car's use towing. I bought a roof box to move some weight from the boot forward so reduce the force on the rear springs.

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I will take a look at Admiral when it's renewal time. I did write to my insurers (M&S Insurance, underwritten by Ageas), and they confirmed that the spring assisters are considered a modification and not allowed on my policy. :-(

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Afew people skirt the issue when it comes to insurance assessors after a smash, if they notice the springs are different anyway, by saying they were already fitted when it was bought by you.

As you are not a mechanic, how are you to know the difference??

Not recommending this course of action, but I know a lot of motorcyclists get away with race cans, suspension mods etc by saying this.