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Suggest you check your policy to make sure you are covered and see if they require notification.

Strictly speaking your car has been modified with the fitting of the towbar and when you took out your insurance you would probably told them it had not been modified.

It's only £700 so it doesn't matter??????????? Till it gets stolen or damaged and you can't use it. Worth thinking about

Phil

Quote: Originally posted by riley5 on 11/3/2010

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only paid 700 for it so not really bothered about insuring the caravan itself or should i.

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If you tell your car insurers they will not increase your premium so it has no implications for you, if you do not tell them then they always have the opportunity to refuse your claim because you failed to tell them something. Personally I try never to give them a chance to get out of paying up.

Tell them you intend to tow  - that way, they can't then refuse a claim should the worse happen because you didn't tell them!!

Personally I would think about insuring the van - the contents could easily add up to another £700!!
Plus, the caravan is only covered by your car insurance for third party whilst it's actually attatched to the car. Once on site or in storage it isn't covered at all.