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It would help as to what large vehicles are available to you on mobility

You possibly looking at an MPV with the rear seats removed and a bike wrack for the tow hitch, you could also store 2 or 3 bikes in the van when towing

As others have said have a look at some 5 berths that interest you and then compare their MTPLW with the cars kerbside weight and aim for an 85% ratio.

We are also considering a change in car over the next 2 years so we can get a 5 berth next and currently tow with a Vectra SRI. Personally I have been very disappointed with Vauxhall in terms of reliability, we use the insignia at work (basically an update Vectra) and they always seem to be getting faults on them. Our Vectra has been in the garage 3 times in 3 years with major faults and it is ony 5 years old with 50k on the clock. Thats why they came so low down in the recent JD power survey! The ONLY thing in Vauxhalls favour is they are now offering a 100'000 miles warranty to the first owner so if you coud get this then I might consider one. I think you would find the Insignia a bit on the light side and should probably look at their new Antara as its bigger and heavier.

Another good option (if you can get it on your scheme) is to look at the Kia Sorento. This has a 100kg towball weight on some models and again Kia are offering a 7 year warranty, which having looked at it it is very good and covers the major parts you would expect.

Ford are ok but you will only get a 3 yr warranty so depends on how long you keep your cars for. If I was looking to keep it for over 3 yrs I would probably go for the Vauxhall or Kia ranges at the moment.

Good luck!