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Subject Topic: how do you insure your day van? Post Reply Post New Topic
12/10/2012 at 9:28am
 Location: anglesey
 Outfit:  Outwell Wolf Lake suncamp vario 6
View adrianaxle's Profile View Profile   Reply to adrianaxle Reply   Quote adrianaxle Quote  
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might sound a silly question,but what do you insure your day van as?a van or something else?been on the meerkat site,and when i put in alloy wheels and a towbar,the price goes up £50,then when i put in side bars it increases another £300,then when i put in side windows,only 1 firm replies,and they want £1500,its only a van for goodness sake,not a motorhome.
so,how do you keep your insurance costs down?thanks,Adrian

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it wasn't me,honestly


12/10/2012 at 10:09am
 Location: Lancashire
 Outfit:  Volvo X60 Coachman
View bessie500's Profile View Profile   Reply to bessie500 Reply   Quote bessie500 Quote  
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Whats a day van ???


12/10/2012 at 10:49am
 Location: Derbyshire
 Outfit: ElddisAvante462 Honda CRV SE2.2 i-Dtec
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Basically, its a Picnic van, often with cooking equipment installed, sometimes with a toilet compartment, but no beds as such, only seats in the back, and are used for mainly leisure, although some of the big building firms, and people like the Railway compaines and BT, do have them amoungst their fleets as mobile canteens and rest rooms for their workers use.

Julia  



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Just love to be out amoungst Nature and Wildlife

Celebrating 37 years of Caravanning in 2019, Recently Considered Retiring, but Totally Addicted for Life!


12/10/2012 at 12:29pm
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I don't think 'Day van' is a recognised vehicle catergory. If you have converted a van to a campervan you can have it changed to that. Its sounds as if you might be better putting a bed in, but to be reclassed as a campervan. It has to be done correctly & I think dvla want photographs. explained here It sounds as if you should have already informed the dvla that you have added windows.

From what you describe, if you fit a rock&roll bed & make it into a camper your insurance should be quite low.


12/10/2012 at 2:29pm
 Location: Midlands
 Outfit: Mondeo Avondale Gram
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Comparison websites are useless for vehicles like that.

You need the spcialiast insurers that cover modified cars and imports.

So your building it yourself, That will narrow it down a lot.

Most of the companies wont cover modified cars, Add alloys and a stereo and as you found out prices jump.
Anything more than that and they are not interested.

Adding gas and a cooker. Hear them scribble on their pads of tap their keyboards like crazy.

Do you have safety certificates for the gas installation and fittings?



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12/10/2012 at 2:55pm
 Location: anglesey
 Outfit:  Outwell Wolf Lake suncamp vario 6
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we have no gas things in it,all we have done is board it out,lino on the floor,and a rock n roll bed in the back,all we will do is take a small single burner with us when we go out.have looked on a few campervan insurance sites,which look ok,as they do have a section for converted vans

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it wasn't me,honestly


12/10/2012 at 4:25pm
 Location: Derbyshire
 Outfit: Adria Forma-Delica 2.8td-Movelite XL
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Try contacting 2gether insurance or adrian flux, these specialise in this type of thing and other likes grey imports etc, what van do you have?

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Doing as little as possible for as much as possible...


12/10/2012 at 6:43pm
 Location: None Entered
 Outfit: Swift charisma Skoda Scout 4x4
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Mate has one of those day vans Ford transit with a small canteen area behind the driver,, its just insured as a van


12/10/2012 at 8:12pm
 Location: Midlands
 Outfit: Mondeo Avondale Gram
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A small single burner will be gas or other fuel and needs to be declared in the description.

Just in case the worst happens and it burns the van out.

They could use that to refuse a payout.



12/10/2012 at 11:03pm
 Location: Wiltshire
 Outfit: sold van so looking for a nice tent
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insure it as a custom vehicle with a specialist insurer.

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Rich


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13/10/2012 at 10:30am
 Location: 
 Outfit: 
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Try APlan or Adrian Flux.


13/10/2012 at 2:42pm
 Location: Midlands
 Outfit: Mondeo Avondale Gram
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Aplan, I tried them., OH..MY.. ££££

Even he choked after he said what quotes are you getting now, £400 ish.
Errr we are coming up with £1700.

I laughed and thought he had entered the details wrong.

Ferarri parked outside the car thieves rehab unit with the keys stuck in the ignition and no door locks? With 10 previous claims last year and zero no claims left?

Seems not. He had entered it correctly. I obviously don't fit their customer profile.

Advanced driver, HGV licence etc, No claims for 26 years.
No points....

I must be a big risk.



13/10/2012 at 3:37pm
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 Outfit: 
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I would insure it as a campervan as obviously "day van" throws up an abnormality. What is it listed as on your V5?


13/10/2012 at 6:21pm
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Google for the SBMCC, self build motorhome peeps. They have a lot of experience of this sort of thing.

Ali



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