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HI

Don't know if this topic has already been discussed

Just had a long telephone conversation with my insurance company about the tow bar I had fitted by Volvo they say it is a modification as I had to pay extra for it and they should have been notified about it when I took the policy out although in their terms and conditions I can tow as long as the tow bar is type approved, there answer to this was that land rovers have tow bars fitted in the factory and you do not have to pay extra for them, not thinking a factory fitted tow bar is a modification, I now have to pay for this amendment in the policy, be advised an notify you insurance company about your tow bar because if you have an accident they will try and worm out of paying up.

Nosmo