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Subject Topic: Free Motor Legal Ins. Post Reply Post New Topic
Personharleyjohn
01/3/2015 at 2:10pm
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I've just seen this on the Auto Sleeper forum.

https://www.freemotorlegal.co.uk/

I have signed up.



John.


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                       I'm on the road to nowhere              
          


Personbilly
01/3/2015 at 2:26pm
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A quick glance at that website suggests that these are just no win no fee lawyers who have thought up a new way to secure potential business. On could question whether it is actually worth paying for legal expenses at all but as these are no win no fee lawyers they won't really be interested in furthering your case unless they can get a revenue stream from it.

I suppose there is no harm in signing up but I cannot see any difference to going to random nwnf lawyers after an accident.

Post last edited on 01/03/2015 16:50:48


Personalpiner
01/3/2015 at 5:14pm
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Audi offer something like it but it appears to be specific for their cars???
Has anyone had and experience with this (Audi ensur


Post last edited on 01/03/2015 17:22:54

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alpiner


PersonGrampian91
01/3/2015 at 5:24pm
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Its a no win no fee type of system and if they think its too hard they wont help you.

One of the consumer forums ripped their rep to pieces. The rep wouldnt admit that they wouldnt help you if they couldnt make money from the claim.

Eventually the rep stopped posting.

Check the terms and conditions. Its not a win/win situation. Its worth paying for proper protection.

The rep also said it was exactly the same as the paid for service you get with your car insurance, when questioned about helping with motoring offences and legal advice they almost admitted that they wouldnt help.

So not exactly the same then.


PersonGrampian91
01/3/2015 at 5:26pm
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http://forums.moneysavingexpert.com/showthread.php?t=5058295

or

http://forums.moneysavingexpert.com/showthread.php?t=5092472


edit.. the link above seems to be the one with the rep. Ive seen another one somewhere though.



EDIT again:     http://forums.moneysavingexpert.com/showthread.php?t=5173542&highlight=

Transparent but wont openly admit the coverage is not all its claimed to be.


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PersonBoston600
01/3/2015 at 8:33pm
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I took this type of cover out a few years ago with my car insurance. I was hit by an uninsured driver, being comprehensive my insurer paid for the damage. I then asked the legal company to recover the costs from the third party as I felt it unfair that I was claiming against my own policy when not at fault, also they shouldn't be on the road without insurance. The legal company refused to help because they wouldn't make any money. I then complained formally because I had paid £30 upfront for this cover which in the policy document stated £30k of legal fees. At this stage they backed down and said they would help but didn't really do much.


Personbilly
01/3/2015 at 8:47pm
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Yes you do get what you pay for. Its always been debatable whether its worth paying for legal expenses cover at all but at as you say having paid you do have some leverage on them but the free cover is no different from going to a nwnf lawyer after the event. Its just a cynical attempt to secure business but they will still decide whether its worth their while to take any case on.


PersonGCMS2012
01/3/2015 at 9:18pm
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Sounds like 'normal' motoring NWNF business must be getting a bit thin on the ground...?

The system changed didn't it not long ago where even the 'victim' has to pay too now?


Just renewed my insurance last week to commence from today and have taken 'legal cover' this time...

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Damned if I do...

Damned if I don't!!!!


PersonGrampian91
02/3/2015 at 1:27am
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Yeah legal cover is one of those things, You dont want it until you need it.

Boston 600 if you took the legal cover with your policy and paid for it then it should have worked to help you reclaim your losses.

One thing i picked up from the MSE boards is that they insist on which repairer that you choose and claim they receive no commission. I fail to believe they receive nothing at all for sticking to their preferred repairer.
Maybe not called commission but some perk in there.


PersonBoston600
02/3/2015 at 1:54pm
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They did Grampian after rejecting me initially, I had to go to the ombudsman before they reacted.


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PersonGrampian91
02/3/2015 at 7:43pm
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The problem with the free one is they wouldnt have helped and the ombudsman wouldnt have taken an interest either.


PersonBoston600
02/3/2015 at 7:45pm
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As they say, no such thing as a free lunch



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