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Subject Topic: breakdown only Post Reply Post New Topic
10/2/2020 at 6:08pm
 Location: shropshire
 Outfit: Swift Archway 2001 2 berth
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Does anyone know of any company that you can insure for caravan breakdown only as we have a mobility car which is covered


10/2/2020 at 9:07pm
 Location: Birmingham
 Outfit: Pennine Pullman Folding Camper
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Is you mobility car with the RAC? Ask them.....
The RAC do the recovery scheme with the Caravan and Camping Club.

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Jan and Simon and Jet and Amber


10/2/2020 at 10:40pm
 Location: Lichfield
 Outfit: Coachman Amara 450
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I take it you mean that you have a mobility vehicle through the Motability scheme. If so then the answer to your question is NO merely because you cannot add on independent breakdown cover to suit your personal needs as the funds from your benefit covers the 3 year hire lease, annual servicing and 3 year RAC breakdown cover for the hire vehicle only. You will find that if you have a caravan in tow at the time of a vehicle breakdown then recovery is provided by the RAC but you cannot get breakdown cover for the caravan independently even with Camping & Caravanning Club's RAC Arrival as that is a single package that covers both car and caravan. However, Motobility is a charity aimed for the provision of transport for the disabled person to be able to get to the shops, doctors and hospital appointments and travelling to guest houses and hotels for holidays and that's about it really so the car is 100% covered in the event of a breakdown so caravanning is a personal choice that Motabilty has no responsibility if things do go wrong. If you need a suitable car for towing through the scheme then quite often the shortfall is quite excessive and a huge loss after the 3 year period when the vehicle is returned to the dealer which is repetitive once again under a new 3 year lease agreement. I speak from experience because my wife had two Motability cars over a 6 year period but couldn't get the independent breakdown cover for the caravan either that we needed. So, rather than incorporating restrictions and having to have a new towbar fitted every 3 years we decided to have our own car instead and have the freedom of choice and risk free in each and every way. Now I can choose which breakdown company I want with no restrictions as having no caravan breakdown cover at all is a too much of a risk to take.

    


13/2/2020 at 10:49am
 Location: Lichfield
 Outfit: Coachman Amara 450
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The only solution really is to join the Caravan and Motorhome Club which members can then apply to join the Green Flag 'Mayday' breakdown cover. In the event of a breakdown (car and caravan) then you are fully covered for recovery but that would prove to be costly considering the cost of joining the C&MC first then the added cost to join Green Flag breakdown and take out the 'Mayday' cover.


13/2/2020 at 10:54am
 Location: shropshire
 Outfit: Swift Archway 2001 2 berth
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Hi
Have emailed RAC yesterday
Waiting for a reply soon hopefully


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17/2/2020 at 4:04pm
 Location: Derbyshire
 Outfit: ElddisAvante462 Honda CRV SE2.2 i-Dtec
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I have had one car on Motability and as Tango says it can work out expensive in the long term. The added down payment in order to get a suitable tow car, the price of the fitted tow bar, which motorbility stipulated must be fitted by the dealership and the appropriate soft wear updates installed, then the extra Greenflag breakdown cover, not to mention the cost of loosing every penny of the Mobility component of what was DLA at the time made us think again when it came to the end of the contract. For us, it worked out better to buy a new veichle with an aim of keeping it for several years, get it protected by extended warranty, freebie extended servicing as part of the deal, use our full NCB on the insurance costs, and take out Green Flag breakdown cover. We also had some adaptions added to make it easier to get my personal set of wheels in and out of the car curtesy of Autochair.
We are very pleased 6years down the line that we have done it this way, especially as it’s now much less choice available on Motorbility when it comes to finding a suitable tow car.

Julia

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Just love to be out amoungst Nature and Wildlife

Celebrating 37 years of Caravanning in 2019, Recently Considered Retiring, but Totally Addicted for Life!


18/2/2020 at 10:52am
 Location: Lichfield
 Outfit: Coachman Amara 450
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Quote: Originally posted by helrog123 on 13/2/2020
Hi
Have emailed RAC yesterday
Waiting for a reply soon hopefully




Have you had a reply from the RAC yet regarding the extended breakdown cover?



19/2/2020 at 9:58am
 Location: Hedon East Yorkshire
 Outfit:  Rollerteam T-Line T740
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Phone motability and ask them. You used to be able to cover the caravan seperately for both home and abroad. there was a dedicated number to arrange this. I have done a search on here, but i can't find it.

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Paul


19/2/2020 at 12:19pm
 Location: shropshire
 Outfit: Swift Archway 2001 2 berth
View helrog123's Profile View Profile   Reply to helrog123 Reply   Quote helrog123 Quote  
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Hi
Rang RAC and had caravan breakdown added for £65 for the year


19/2/2020 at 3:25pm
 Location: Lichfield
 Outfit: Coachman Amara 450
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Quote: Originally posted by helrog123 on 19/2/2020
Hi
Rang RAC and had caravan breakdown added for £65 for the year



The RAC must have changed their policy then because there were probably many people in exactly the same situation over the last few years therefore the issue had to be addressed by them one way or another. However, this isn't the first time that this problem has been been raised on this forum but thanks for replying because the update will be useful to other UKCS members who tow a caravan or trailer with a Motabilty vehicle.
Good result and glad you got sorted.   


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20/2/2020 at 9:36am
 Location: Hedon East Yorkshire
 Outfit:  Rollerteam T-Line T740
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Good result.

-------------
Paul



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