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Topic: camping insurance

pk10369

09/9/2008 at 11:18am
Location: E Yorks
Outfit: Outdoor revolution Airedale 6

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Joined: 26/8/2008

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Hi Everyone, Could you tell me if most of you get insurance for when you go camping.My equipment & tent is insured with the house insurance.But while camping for 4 nights, my partner hurt herself in the stomach having just the day before had stitches taken out from a minor operation, ( we had booked the trip in advance before we knew of the operation date,so we did'nt want to lose the £30 deposit ). Because the wound was weeping and there was blood. we packed up after been on the site only 1 night. i explained this at the reception and was told to write to their sister company to ask for a refund for the remaining 3 nights. This i did but the reply was i should have taken out holiday insurance. This i thought was a bit mean as i spend £76 pounds and was hoping to reiceve £46 pounds back or at least offer me the 3 night again at a later date.

Heffle_Gull

09/9/2008 at 12:21pm
Location: East Sussex
Outfit: Khyam Nebraska Xl

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IMO

Holiday Insurance is not worth the Money for a short camping trip in the UK. Most Policies will have an excess of at least £50. Therefore you would have got nothing for your cancellation, and you you would have paid the Insurance premium, therefore you would have been worse offf!

Hope your partner is ok

rexgrant

09/9/2008 at 1:04pm
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Hi pk1----
Welcome to the UKCS.
This refund business is a problem with many sites.
This is the reason I always recommend that you email the site you propose to go to with the size of your tent what you will require and ask what you want to know.If they do not reply in full to your questions don't go.Find somewhere else.
Alterity Join the Camping and Caravanning Club,their policy for what you experienced is laid down in black and white that you would get the days lost credited for your next camp, also you would always be sure of a first class site. C&C Club

Please let us all know what site refused your refund so we can also give them a miss (Name and Shame)
All the Best.
Hope your friend is well now.
Rex.

-------------
"Be the person your dog thinks you are" (BM)

sunvalleysue

09/9/2008 at 1:21pm
Location: The Love Shack
Outfit: BearLake 6 and a hot water bottle.

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As Rex has just stated about the C&C Club,we left 3 nights early but got 2 nights put into our holding account for when we go again.We had to stand to 1 night because you have to give them 24 hours notice.

-------------
Sue & Phil
--------------------- I Love My AeroBed

pk10369

09/9/2008 at 1:25pm
Location: E Yorks
Outfit: Outdoor revolution Airedale 6

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Hi Rex, I would'nt mind but i also sent them proof of my partners appointment and a contact number of the nurse who took the stitches out! . My partner is fine now, the wound was infected, but was fine a week later.The site i visited was Rosedale in N Yorks. I sent the letter to the Flower of may which is part of the same group. I am going to join the c&c club anyway before next year adventures. thanks paul

Safeway56

09/9/2008 at 1:28pm
Location: Newton le Willows LANCASHIRE
Outfit: Burnt out wreck

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Be your own insurer and stand your own losses. It will be less hassle in the end. Insurers are twisters by nature and will wriggle no end to relieve themselves of their obligations to you. Use insurers at your peril and be prepared to enter into a legal battle to gain satisfaction but you'll lose in the end. I speak from bitter experience having made a completely genuine claim and the barstewards wouldn't pay me out. I even involved a peer of the realm in my struggle but that didn't make any difference at all. Incidentally, this wasn't a claim for a couple of hundred quid tent it was for around ten grand. One of the biggest insurers in the country was involved and to my utter delight went bust.

pk10369

09/9/2008 at 2:01pm
Location: E Yorks
Outfit: Outdoor revolution Airedale 6

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Hi Safeway 56, just been looking at your van on your profile, was the vehicle behind vandalised as well or was that caused by the heat from yours?. What happened was it an accident or did the village idiots think it was mischief night again?.

Safeway56

09/9/2008 at 3:12pm
Location: Newton le Willows LANCASHIRE
Outfit: Burnt out wreck

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The local chavs burned it out....I've had a car stolen another vandalised...all from the same spot..My immigration papers are in for Beirut..It's a lot safer. The car behind was affected inasmuch as the plastic bumper was rippled by the heat..their insurers came along and wrote it off !!

Mick S.

10/9/2008 at 11:57am
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We always buy an annual multi-trip insurance. Our latest one is for up to 45 continuous days world wide. Its cost £89 all in. It covers ANY two-day stay ANYWHERE, as long as it was pre-booked beforehand.
I will agree that its not much good for claiming a couple of nights pitch fees, as the excess is £50. But, a large family group for something like a week, and it would be worth having. Plus, its not just the 'lost nights'. It covers the tent and everything in it, as if it were your 'holiday suitcases' etc.

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