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Topic: Trailer Insurance

nicola12

09/9/2008 at 4:30pm
Location: None Entered
Outfit: Tent Outwell Trout Lake

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We have just bought an Erde Trailer 122, and I have normal car insurance, then I also have my tent and equiptment insured though the C&CC. Does anyone know if a trailer is covered by either of these, or is this something that I have to get added on, or not worry about.

Any advice would be great

milly91

09/9/2008 at 7:25pm
Location: barnsley
Outfit: proud owner of vango tigris 600

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oh, i havent thought of this. had ours 2 years, never thought if car insurance covered it. i'd better look it up. sorry cant help, but glad you brought it up.

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milly x

mintymonkeylove

09/9/2008 at 7:39pm
Location: None Entered
Outfit: None Entered

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I always think that insurance is only worth buying if you can't afford to replace what you might lose. The only exception is when it is a legal requirement to do so. If your car insurance covers loss of your trailer then great but otherwise to try and insure your trailer, it's not worth the money against the risk of it being lost.

rexgrant

09/9/2008 at 9:11pm
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Hi
What you must do is inform your insurance company that you will be towing a trailer,This will then be added at no cost to you and you will be covered to tow the trailer.
Rex.

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"Be the person your dog thinks you are" (BM)

julian02

09/9/2008 at 9:16pm
Location: liverpool
Outfit: 2011 FORD FOCUS 1.6TDCI TIT

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the insurance covers you if your trailer damages someones vehicle, but it will not pay for your trailer.

lopz

09/9/2008 at 9:33pm
Location: Blackpool
Outfit: Coleman Wyoming 6

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And in an awful attempt to sell my trailer...see my ad on the free page for fantastic deal!!!

So sorry to force this on your thread however I am poor and need money to help pay for my new van!!!

As for insurance, I did what rex suggested. My fear was being in an accident and the insurance co not covering me because I hadn't informed them I was going to be towing. Better safe than sorry and shouldn't cost any extra.

atko

10/9/2008 at 2:24pm
Location: Kent
Outfit: BL6 & Nevada M etc

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i struggled to get trailer insurance. Eventually found a company to do it for £50 p.a.

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atko

nicola12

10/9/2008 at 4:23pm
Location: None Entered
Outfit: Tent Outwell Trout Lake

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Thanks I have informed my insurance company, and my trailer will be covered 3rd party whilst travelling if we have an accident, which is good news. Thanks for all the advice

Molly7

12/9/2008 at 1:30am
Location: Derbyshire
Outfit: Between units! (nothing at moment)

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HI folk,

We have always had our trailers covered for third party for no exrra cost but last year I changed to the Co-operative Insurance Service and our trailer is now covered fully comprehensive up to £5000 when attached to the car, which just covers our trailer tent nicely, Caravans are excluded. This covers Europe as well. I also took the optional Break Down cover and sacked the RAC after 20 years. The reasonably priced cover is Europe wide and again covers vehicle and trailer. I had a quote for an additonal £100 to take car and trailer to Ireland from the Rac two years ago, finally found Axa who only wanted £39 !

I am not advertising for the Co-op but if you are a member you get dividend on the premium as well!

The total for insurance and breakdown cover was less than my previous premium.

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Molly

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