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Subject Topic: tent insurance Post Reply Post New Topic
29/10/2008 at 10:05am
 Location: west yorkshire
 Outfit: hartford xl freeander 2 nevada m
View andy_hartfordXL's Profile View Profile   Reply to andy_hartfordXL Reply   Quote andy_hartfordXL Quote  
Joined: 06/10/2008

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is it worth it?
if so can you recommend somewhere

i thought i wanted it, especcially if out in adverse weather, but 2 places i just got quoted by only offer 'market value' payments for a used unit of similar condition taking into account wear and tear..
hmm

i wanted new for old - or is that expecting too much

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Thanks

AndyT
photos


29/10/2008 at 10:30am
 Location: west yorkshire
 Outfit: hartford xl freeander 2 nevada m
View andy_hartfordXL's Profile View Profile   Reply to andy_hartfordXL Reply   Quote andy_hartfordXL Quote  
Joined: 06/10/2008

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sorry scratch that, brainwave... its all covered by home contents insurance

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Thanks

AndyT
photos


29/10/2008 at 1:12pm
 Location: barnsley
 Outfit: proud owner of vango tigris 600
View milly91's Profile View Profile   Reply to milly91 Reply   Quote milly91 Quote  
Joined: 23/4/2006

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just added mine to house insurance for no extra cost!

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milly x


31/10/2008 at 1:52am
 Location: north-east-lincolnshire
 Outfit:  5m bell tent and several cabanons
View gillychick's Profile View Profile   Reply to gillychick Reply   Quote gillychick Quote  
Joined: 03/7/2008

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Forum Posts:   1849
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are you covered on the home insurance when pitched miles away from home if the tent gets damaged or is it just when stored at home?



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A tent is like a newborn born baby..... to some they all look the same..... but if its yours it's beautiful.


:o) gillychick
Willows - Laceby March
Lee Valley - London May
Nanctol Wales June
Croatia September
undecided October


31/10/2008 at 10:42am
 Location: 
 Outfit: 
View xtinexoop's Profile View Profile   Reply to xtinexoop Reply   Quote xtinexoop Quote  
Joined: 09/10/2004

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MoreThan told me our tent was covered 'away from home' for accidental damage, being stolen etc.

However, not sure they would cover it if it got damaged due to deliberately pitching it in 'adverse' conditions as you have a duty of care to your possessions. I presume it would come down to whether or not the weather was bad before you pitched.   Have a feeling as well that vermin damage may not be covered on household possessions and that is presumably the most likely cause of damage to a tent at home?


Christine


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31/10/2008 at 6:42pm
 Location: barnsley
 Outfit: proud owner of vango tigris 600
View milly91's Profile View Profile   Reply to milly91 Reply   Quote milly91 Quote  
Joined: 23/4/2006

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mine and equipment is insured whether stored at home or pitched in a field. as long as the total value of equipment is less than £4000. which it would be, even with all our clothes it will come to less than that!

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milly x


01/11/2008 at 7:07pm
 Location: west yorkshire
 Outfit: hartford xl freeander 2 nevada m
View andy_hartfordXL's Profile View Profile   Reply to andy_hartfordXL Reply   Quote andy_hartfordXL Quote  
Joined: 06/10/2008

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i'm with morethan and they told me covered away from home for damage theft etc
i actually said "does that cover me if it gets wrecked in a storm" their reply was "yes up to a value of £1000 for damage or theft"


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Thanks

AndyT
photos


03/11/2008 at 11:25am
 Location: Hertfordshire
 Outfit: Anything I like !!!
View Cross Camping's Profile View Profile   Reply to Cross Camping Reply   Quote Cross Camping Quote  
Joined: 20/6/2007

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Hi

I am no expert but when they say damage, theft etc i think most will cover your tent and equipment if say a spark set the tent on fire or if someone drives over the tent etc. I would get anything that says the insurance covers storm damage put down in black and white.

Re theft away from home, i doubt if they will cover equipment stolen from inside the tent if your not around and maybe they will only cover if the tent was taken down and stolen.

Again i am no expert but i have never had an insurance company pay out without first having to jump through hoops on my part.

Gary



03/11/2008 at 4:47pm
 Location: barnsley
 Outfit: proud owner of vango tigris 600
View milly91's Profile View Profile   Reply to milly91 Reply   Quote milly91 Quote  
Joined: 23/4/2006

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Forum Posts:   669
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i spoke to my insurers and told them what i wanted and why i want it so it was added to my insurance.

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milly x


03/11/2008 at 8:02pm
 Location: Kent
 Outfit: Khyam Michigan 12 & Coleman Weekend 6
View Surfspud's Profile View Profile   Reply to Surfspud Reply   Quote Surfspud Quote  
Joined: 18/4/2008

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Do you need to add the tent or would it just be covered anyway by home insurance?



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