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Insurance for camping equipment can be done through your home insurance. I added on extra insurance to cover the items away from home and it only cost me an extra £3.00ish per month. well worth doing.
Check with your home insurer as you may already be covered.
As for personal insurance, really you only need to be covered for cancellation charges in the event of illness etc. You do not need medical cover as you are still within UK and entitled to see GP as a temporary resident wherever you are.
Hope this helps.
Sue
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