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Hi All

Please could anyone help?,i have just found out that my house insurance does not cover my tent when it is up,which i think is bizarre.

Could anyone please advise me on any companies that will insure my  tent on its own?,as i can only find sites for trailer tents and caravans which is getting frustrating now.

Grateful for any advice received.

Thank you for reading.

Regards.

Jumpjet.

Jump Jet

You may be better off self insuring ( i.e. saving a little bit of money every month so that in the event that your tent is stolen or otherwise destroyed you have a replacement fund.  My feeling is if the tent costs a few hindred quid and the chances of theft/destruction by fire etc are pretty small then it may be more economical to self insure.

Quote: Originally posted by scrumble on 27/5/2009

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The risks are low - theft is very unusual, also fire, most likely is wind damage, and that's not that common esp. for a decent tent. Covering the cost ourselves of buying a replacement seems the best approach.

And take care with the restrictions on the cover. for example the co above, is new for old for first 2 years, after that it's market value. The market value of even an expensive tent is much reduced after a few years.

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I'd say insure it for the first 2 years just in case, and save up your own insurance fund. 

You can bet the farm that after 2 years they'll declare the value of your tent is 3.5p or something.

 

Quote: Originally posted by JUMPJET on 27/5/2009

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Hi All

Please could anyone help?,i have just found out that my house insurance does not cover my tent when it is up,which i think is bizarre.

Could anyone please advise me on any companies that will insure my  tent on its own?,as i can only find sites for trailer tents and caravans which is getting frustrating now.

Grateful for any advice received.

Thank you for reading.

Regards.

Jumpjet.

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Quote: Originally posted by skydog2710 on 28/5/2009

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Our tent is covered as house contents when stored at home.  When out its on its own specified personal possessions for high value items you take away from home (same cover for you have for a camera etc).  I pay £13 extra per year for £1,000 cover.

Thats with the Co-op!

Hi All

Many Thanks for all you advice,i think i will try and get some quotes with the above companies that were suggested,or self insure.

My tent is covered by my personal insurance while it it in its bag,but once tent is up the insurance company will not cover it.My insurers at the present time are a company who says every little helps (Tescos) LOL.

Thank you once again.

Jumpjet

I have my home contents cover with the AA and for a small amount extra per month (I think it was approx £3), they will cover all personal posessions whilst away from home up to £1500 per item (this does include tent and all camping equipment as I checked with them).