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12/7/2011 at 7:43am
Location: Outfit:
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Joined: 29/6/2008 Diamond Member
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Got our Trailer insurance through the C&CC, although we are no longer members, as our free years membership came to an end, but the insurers were happy to renew even though we were no longer a members of the C&CC.
I decided not to renew, as the policy small print was a little flakey, for instance in the event of total loss, they would only replace at current used market value.
That was fine when I bought the Trailer brand new, back in 2009, at well below market value.
But now the trailer is some 3 years old, what would they say the current value is, £100 maybe! who knows, there is no Glass's guide for used Trailer values. it would cost around £1,700 to replace our Trailer as it is today for new, which is far more than I paid for it back in 2009, not only did I get a good deal at the time, VAT was only 15%.
The premium was £50 per year, the tent and kit was covered under a separate policy, again £50 per anum, but we have also ended that for the same reason.
I need to look into the insurance thing again, but the policy would have to be old for new, otherwise you stand to loose out big time.
My house insurance cover for camping kit was even more flakey, and would not even touch the Trailer.
Fact is your car insurance automaticly covers you for towing a trailer, as far as road type incidents are concerned whilst the Trailer is attached to your car, but does not extend to other stuff, like if your trailer gets stolen, or if it rolls away on the campsite, and totals a £100,000 Winebago!.
Post last edited on 12/07/2011 08:04:24
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13/7/2011 at 11:39pm
Location: Outfit:
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Joined: 29/6/2008 Diamond Member
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Hi No Faff.
Insurance is great, all that peace of mind for £50, untill you come to claim that is.
What I need to find is an insurer who accepts that I have got £5k's worth of kit, even though I paid less than half that for it, and if any of it goes t*t's up, then I can have the said item replaced for new without quible.
I will report back on my findings, but I doubt I will get such cover for under £100 per anum, if I can get it at all.
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17/7/2011 at 9:31pm
Location: Outfit:
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Joined: 29/6/2008 Diamond Member
Forum Posts: 12115 Tent Reviews: 1
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Hi No Faff.
We stopped doing statics, when the prices in the South of France during July, went past £500 per week.
We decided that as we spent most of our time in the outdoors, and only used the static to cook and sleep in, we would do go back to taking our own kit.
Even in July last year, we were only paying £200 per week to stay on a very nice 4 star campsite, whilst the statics were £700 per week on the same campsite, so for us it's a no brainer.
We are already booked on the campsite for July 2012, 16 nights, can't wait till we can go!.
We have realy missed not going this year, but due to family commitments, we have had to forgo a holiday this year, although the money is banked for 2012, so we are going to have a three week blow out next year lol.
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