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Subject Topic: tent insurance
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13/8/2013 at 8:24am
 Location: Brighouse
 Outfit: sunncamp prism outwell Nebraska xl
View Nathan B's Profile View Profile   Reply to Nathan B Reply   Quote Nathan B Quote  
Joined: 11/8/2009

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does it cover theft , from outside your home or just on a campsite

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cheers
Nathan


13/8/2013 at 8:30am
 Location: Plymouth Devon
 Outfit: Outwell Georgia 5 with Awning.
View greenscooby's Profile View Profile   Reply to greenscooby Reply   Quote greenscooby Quote  
Joined: 21/7/2013

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Here is a summary of the policy that Mrs Scooby found.

Scooby.



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Never too old to listen and learn.


13/8/2013 at 10:05am
 Location: The Only Location is Essex!
 Outfit: Outwell Harrier XL
View Macadoodle's Profile View Profile   Reply to Macadoodle Reply   Quote Macadoodle Quote  
Joined: 31/5/2013

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I've just insured our tent and contents with E & L insurance on a monthly basis for just under three quid per month. This is on a 'new for old' basis also. That way we only need to pay for the months that we actually go camping, so not bad at all. Tent and stuff covered for less than the price of a posh coffee.

I had already phoned our house insurance company who said they will only cover the camping equipment whilst it is in our home, so I thought it best to take out extra insurance as we've spent quite a lot of money on our new tent (it's going to be damn hard to put the tent up without the arm & leg I used to pay for it!)

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Summer 2011 - Clippesby Hall, Norfolk
Summer 2012 - Clippesby Hall, Norfolk
Summer 2013 - Wareham Forest, Dorset
Summer 2014 - Clippesby Hall, Norfolk
Summer 2015 - Clippesby Hall, Norfolk


13/8/2013 at 10:15am
 Location: London
 Outfit: Kampa Frinton 4 Classic Nevada M
View mcguire6078's Profile View Profile   Reply to mcguire6078 Reply   Quote mcguire6078 Quote  
Joined: 24/6/2009

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Just watch the wording in the policy. It says new for old but this has a limited time frame and will only buy "new" if the new market value is less than the sum insured.

If the insured item is stolen or totally destroyed due to accidental damage, fire, flood or storm within the new for old period, as stipulated on your policy schedule, the replacement will be based on the sum insured value or new market value if less.
The new for old period always starts from the date of the insured item’s manufacture.


13/8/2013 at 9:28pm
 Location: None Entered
 Outfit: None Entered
View chocoholic78's Profile View Profile   Reply to chocoholic78 Reply   Quote chocoholic78 Quote  
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its such a tough one when you get into the nitty gritty of it, we decided to take a chance and went without insurance. Thanks for the input, definitely worth thinking about if you had a new expensive set up.


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22/3/2021 at 1:58pm
 Location: None Entered
 Outfit: None Entered
View camping23's Profile View Profile   Reply to camping23 Reply   Quote camping23 Quote  
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Old topic, but still relevant.

I just called Shield insurance to get a quote for cover - they wanted £97 to cover an £1,100 tent with £300 of contents, with an excess of £50.

Surprised how pricey it was, really don't see the point.


22/3/2021 at 6:32pm
 Location: 
 Outfit: 
View Francais's Profile View Profile   Reply to Francais Reply   Quote Francais Quote  
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Yep I agree not worth it, I renewed all my kit back in 2008 and took out insurance with Shield, the Camping Magazine had a deal for joining the Camping Club, and the Camping Club had a deal with Shield, so I had insurance for what it was worth for that one year only.




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