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Subject Topic: breakdown cover for trailer Post Reply Post New Topic
Personspocke
06/7/2014 at 1:42pm
 Location: None Entered
 Outfit: Outwell Vermont XLP View spocke's Profile View Profile   Reply to spocke Reply   Quote spocke Quote  
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We've recently acquired a trailer and are off to go camping in Germany soon. We have RAC cover with european breakdown cover for our car, but it doesn't extend to the trailer. RAC wont extend it, unless we take out cover through CCC membership.

Would it be worth it taking out membership?


PersonCW52
06/7/2014 at 3:52pm
 Location: durham
 Outfit: Tent Hi Gear Zenobie 6 Vango Icarus 3 View CW52's Profile View Profile   Reply to CW52 Reply   Quote CW52 Quote  
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Never bothered myself, but am I missing something, breakdown cover for trailer? We've got a spare wheel attached, that's all that is necessary surely?


PersonCW52
06/7/2014 at 3:53pm
 Location: durham
 Outfit: Tent Hi Gear Zenobie 6 Vango Icarus 3 View CW52's Profile View Profile   Reply to CW52 Reply   Quote CW52 Quote  
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Never bothered myself, sorry but am I missing something, breakdown cover for trailer? We've got a spare wheel attached, that's all that is necessary surely?


PersonTeekayk
06/7/2014 at 6:54pm
 Location: Lancashire
 Outfit: Outwell yellowstone and 5m bell tent View Teekayk's Profile View Profile   Reply to Teekayk Reply   Quote Teekayk Quote  
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We have just taken out C and CC club membership for the purpose of getting trailer cover with the RAC. We look at it from the point of view that if our tow car broke down and had to be transported to a garage, then with the trailer cover that would be transported as well. Otherwise the RAC would only recover the car itself.
There is no way we could fit all the stuff we take in the trailer into the car, and I would not like to have to abandon the trailer anywhere if we did need to get towed away by the RAC.
For £37 a year, it gives us peace of mind when travelling with the trailer and the benefit of membership for sites etc if we want them.

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Vicki

Les Embruns, Brittany 2015


PersonBob61
06/7/2014 at 7:00pm
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When I had a caravan it was covered along with the car all the time it was attached to the car. I can't remember who I was insured with at the time but I thought that was the case with most insurance companies. Maybe you should change from the RAC and insure with a new company. Joining the C&CC just to get trailer insurance sounds an expensive way of going about it.


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PersonTynxuk
06/7/2014 at 7:32pm
 Location: Sunny Suffolk (West)
 Outfit: inflatable dome Palamos6 frame tent View Tynxuk's Profile View Profile   Reply to Tynxuk Reply   Quote Tynxuk Quote  
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hmm, I'm insured with Hastings and have their premium cover which includes breakdown cover, I'm 99% sure it covers the trailer whilst attached to the car in the UK but will check if it is also cover in Europe.


Persontentaddict7
06/7/2014 at 7:47pm
 Location: Essex coast living on a boat!
 Outfit:  Vango Stargrove 600xl View tentaddict7's Profile View Profile   Reply to tentaddict7 Reply   Quote tentaddict7 Quote  
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Just checked our insurance for the Landrover, trailer is covered for loss and damage if no other policy covers it.

Also we are with the AA and again the trailer is included if we are towing at the time.

Not sure about European cover though.

Jane.

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Enjoying life beyond kids, new love, living on a boat and a new lease of life in my mid 50s! Never too old to reinvent yourself.....

Mum to five - 4 girls, 31,28,25 and 22 and one boy, 20
Engaged! Wedding June 2020!


Personquidsin
08/7/2014 at 3:06pm
 Location: Worcestershire
 Outfit: Vango Rhapsody 800XL View quidsin's Profile View Profile   Reply to quidsin Reply   Quote quidsin Quote  
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I have RAC roadside, recovery & at home cover and after reading this post I gave them a call about towing trailers & their cover. I was told just as long as it is less than 3.5 tonnes,7.0 metres long including tow bar, 2.3 metres wide then you're covered.


PersonTeekayk
08/7/2014 at 3:16pm
 Location: Lancashire
 Outfit: Outwell yellowstone and 5m bell tent View Teekayk's Profile View Profile   Reply to Teekayk Reply   Quote Teekayk Quote  
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We have our RAC cover using Tesco clubcard points and when I asked about trailer cover, they told me I needed the C and CC membership to include my trailer. I wonder if the RAC policies bought with Tesco points are more of a 'budget' policy so don't include any extra perks ?
Might give them a ring and ask the question when I get a minute.

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Vicki

Les Embruns, Brittany 2015


PersonTeekayk
09/7/2014 at 2:09pm
 Location: Lancashire
 Outfit: Outwell yellowstone and 5m bell tent View Teekayk's Profile View Profile   Reply to Teekayk Reply   Quote Teekayk Quote  
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Well I have just phoned the RAC to clarify about this trailer cover query.
If you have RAC cover with the C and CC membership code, both your car and trailer are fully covered for any sort of breakdown.
If you have just the RAC membership without C and CC membership code, if your tow vehicle breaks down they will recover your trailer as long as it is within a certain size as 'quidsin' says above. However, if the problem / fault causing the breakdown is actually on your trailer, as opposed to your tow vehicle, then you are not covered.


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Vicki

Les Embruns, Brittany 2015



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