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 Topic: Combined trailer and equipment insurance
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19/12/2014 at 9:11am
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The go to broker for this sort of thing is often Adrian Flux, have you tried them? It is possible the cover for gear may be only 'goods in transit' ie cover is for theft/accident damage while towing so read small print very carefully. It may also require a locked hardtop trailer etc. You may well have to insure trailer & gear separately but whats the problem with that?
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19/12/2014 at 10:18am
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When I upgraded all our kit back in 2008 which included Trailer £800 and Tent £700, I then sat down and worked out the cost of absolutely everything, the total did come as a shock.
Anyway for that first year we used Shield Insurance who came up with two policies one for the Trailer and another for the Tent and Kit.
I later found out that the Tent was covered as part of my RAC European cover which comes with the firms car I drive.
I also discovered that in the event of total loss, Shield would only cough up current value.
And let's face it in the eyes of an insurance company, the value of a used Tent/Kit and Trailer is going to be about one years premium.
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