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Subject Topic: Caravan Insurance Post Reply Post New Topic
03/9/2013 at 8:39am
 Location: Derbyshire
 Outfit: nabraska XXL Bailey Pageant Auvergne
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We are just about to purchase our first expensive caravan so are looking in the insurance of the van.

I was wondering who people believed to be the best companies around, not only based on price but also on customer satisfaction.

Also what to look out for on a policy, what needs covering and what does not.

any help would be appreciated.





03/9/2013 at 3:26pm
 Location: Hatfield Peverel Essex
 Outfit: Ace Supreme Twinstar Disco 3
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Hi Sringy.

When mine was up for renewal I had some time to spare and spent a little of it shopping around on the internet.

Having looked at several the one marketed through the Caravan Club came out best for me.  That might not be the same for you of course.

Most of the policies available in the market provide similar "comprensive" cover, the main variation being a choice between 'new for old' or 'indemnity' cover.

Remember, the cheapest premium may not be the best.  Look at the whole package

DaveS1



03/9/2013 at 6:16pm
 Location: Sitingbourne
 Outfit: baily champaign
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I preferred to use the C&CC caravan cover which I found to be reasonably priced & they are not so fussy on wheel clamps ,hitch locks ect being fitted when the van is left unattended, plus when the need occurred they were very efficient with dealing with the claim & getting the repairs done  & one more plus there was no increase in my policy costs in future years


03/9/2013 at 7:07pm
 Location: Hants
 Outfit: Fleetwood Heritage 640 EB & ML270
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+1 for C&CC club care insurance.


03/9/2013 at 8:09pm
 Location:  lincolnshire
 Outfit: N A
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I agree with old chap & Al+Mel C&CC were G8


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03/9/2013 at 8:58pm
 Location: Lichfield
 Outfit: Coachman Amara 450
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The company NOT to insure with is E & L as there have been several threads on here in the past regarding the poor customer care. They often refuse to pay out and when they do it's so time consuming apparently. I insure with Caravan Guard and if you mention UK Campsite you get a further discount off the policy. What I specifically like is the fact there are no push button options and always get throught to a real person straight away. An insurance company can only be defined as good when you have to make a claim but according to the feedback on this forum many say how good they are. The underwriters are Royal Sun Alliance so they are a well respected company that have a good reputation plus they insure all the Motability cars.

There is a link for 'Caravan Guard' insurance at the top right corner of the page.



Post last edited on 03/09/2013 21:23:44

Post last edited on 03/09/2013 21:24:11


03/9/2013 at 10:14pm
 Location: Derbyshire
 Outfit: nabraska XXL Bailey Pageant Auvergne
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Thank you all for your replies which was helpful.

I saw there was an option for new for old or market rate. Does this mean that even if you purchased a second hand van and took out new for old you would get anew caravan if it were stolen or written off?


03/9/2013 at 10:22pm
 Location: Lichfield
 Outfit: Coachman Amara 450
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New for old policies only cover caravans up to 5 years of age. After that a standard touring caravan policy is required so the insurance company will only pay out the value of the caravan.



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