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Does it cover theft if you are not actually in your tent?  Most policies exclude theft if you are absent.

Ali

Safeway - Great example - If you'd only brought your tent last year then you would get a new one as the cover is New for Old within the first 2 years!!!!

Clegg - Excess is £35 I believe (not at work at the mo)

I dont log on here often enough to answer any further questions, if you are genuinly interested and would like to discuss things further then call the office, if you'd rather not have Insurance then I hope you're right and the events are so rare that you'd never need it

Quote: Originally posted by spideygirl on 25/4/2008

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I phoned club care and they cover you for theft, fire, flood, storm damage whether you are in the tent or not.  My household cover did not cover it when we were on holiday.  I think as our tents get older we may not bother, but you spend a lot on equipment and it would be so costly to get new stuff.  I will be paying £50 to cover both my tents, at £600 each, £200 personal belongings and £600 equipment.    I only use one tent at a time, but both have to be named to be on the policy as it covers you at home, in storeage etc.

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I would like to know for sure whether I'm covered while I'm on holiday.  I know my household policy covers my tent and equipment while it's in the house.

Someone mentioned the All Risks section of your policy, but there is usually a single article limit and if your stuff exceeds this you would need to have it as a specified item on the policy. This is usually used for items of expensive jewellery that you wear whilst out and about.  But does All Risks cover your tent whilst on holiday?  Or do we need to get a specialist insurance policy for that?