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Subject Topic: Trailer & contents Insurance Post Reply Post New Topic
Personbigian279
18/3/2014 at 3:10pm
 Location: Milton Keynes
 Outfit: Gelert Morpheus 8 + Porch + Everthing View bigian279's Profile View Profile   Reply to bigian279 Reply   Quote bigian279 Quote  
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I've just got myself a trailer to cart around the huge amount of camping gear we take with us when we go camping and was wondering if there is insurance available for for it as it only has a tarp top and could get "broken into" or stolen or I could crash it or some other mishap could occur.
Does anyone know?
thank
Ian

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This is my Morpheus 8, there are many like it, but this one is mine.
I must master it as I must master life.
Without me, my Morpheus 8 is useless.
Without my Morpheus 8, I am useless.


Personmichell8
18/3/2014 at 4:12pm
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Trailer insurance is available but only for loss/damage/theft of actual trailer. I have never found any to cover contents/load as well. Have you tried an extention of your home policy for the contents?


PersonCampingWorld2
18/3/2014 at 4:58pm
 Location: None Entered
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Shield offer a specific tent insurance - may be worth checking if it covers transit

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Advice freely given


PersonFrancais
18/3/2014 at 6:49pm
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Yep, we had shield for our Trailer and Tent c/w kit, when new, but you have to bear in mind that in the event of total loss, they will only pay out to current day value.

So unless all your Trailer and Tent with kit is all brand spanking new, and you have paid around half current shop price, you really have to consider is it worth insuring.

To an insurer I would imagine £5k worth of Trailer and Tent with kit! would probably be valued at around £2k max, once it gets to more than 12 months old they would probably say it's worth less than a Bag of Sand!

Like any insurance it is nice to have if you can afford it, but check the small print, so that there are no unpleasant surprises should the worst happen.


PersonKelper
19/3/2014 at 2:13pm
 Location: Northern Ireland
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I think your home insurance policy could be the answer ...I've claimed for bike damage and a camera lost in a canoeing roll!



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