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Quote: Originally posted by Robbo1876 on 20/7/2017

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I have just checked with my insurance co. - I have a separate policy for the trailer. They said there was no problem carrying the roofbox on the trailer but it is not covered by the trailer insurance. They are going to confirm, next week, that it is covered by my car policy!

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Quote: Originally posted by tango55 on 19/7/2017

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After all, that's why it's specifically called a roof box and not a trailer attachment so if your trailer and equipment gets damaged by a third party, don't be surprised if the insurance refuses to acknowledge a claim for the roofbox being clamped to the lid of a trailer.

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Quote: Originally posted by The Survivors on 21/7/2017

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Quote: Originally posted by tango55 on 19/7/2017

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After all, that's why it's specifically called a roof box and not a trailer attachment so if your trailer and equipment gets damaged by a third party, don't be surprised if the insurance refuses to acknowledge a claim for the roofbox being clamped to the lid of a trailer.

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If you read what you put you have said I did not just decide to contradict you, I stated an opinion based on fact. You state as quoted above if it is damaged by a third party don't be surprised if the insurance refuses to acknowledge a claim. If a third party causes damage to your property it is their insurance that should pay out not yours.

If a third party damages any of your property they have to pay out, that is the point of third party cover. Be it a garden wall, another car, trailer and it's contents, a bike they crush etc. What I said was correct. You were not right, you were talking about damage received from someone else, not a claim on your own insurance for damage caused by your fault to your own trailer.

I also said check with your insurance company or get extra cover, and tell them about the roofbox to check if it would be covered.

Cheers

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