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According to Moneysupermarket the best card with the best exchange rate  is FairFX but they still say the best way for foreign spending is the Halifax Clarity credit card provided you pay off in full,it gives the best exchange rate, ie yesterday FairFx rate was app 1.11 Euro to the pound Halifax Clarity rate was 1.146 and it is accepted at toll booths etc unlike the pre-loaded cards.

Saxo1

It's just become a matter of faith and belief. Some people swear by these pre-paid cards, and their faith and belief is unshakeable. That's OK by me.

But I don't have this same unswervable faith and belief . I just wish the evangelists would leave me in peace with my credit card.

The clarity card interest rate is 12.9%, if you pay it off at the end of the month it works out to app 1% which is cheaper than most banks charge for ATM withdrawls.I use my N/Wide credit card  or my Halifax card for most purchases and rarely use cash,apart from the odd small item.

Saxo1