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Subject Topic: Do we need personal travel insurance?
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Personlizex
02/8/2016 at 12:19pm
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You can get an insurance policy that just tops up your EHIC card. That way you're not paying for stuff that's already covered. I think we got it from a comparison website last year.


Don't forget to leave a review of the French and other European campsites you have visited!


PersonDiPhil
02/8/2016 at 2:25pm
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The Tunnel will cover you with the Passage you buy from them or the Caravan Club. For breakdown we always use German ADAC which costs under £100 for a year including the UK.

DiPhil


PersonJimff5
02/8/2016 at 2:43pm
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Quote: Originally posted by Pukka on 01/8/2016
Quote: Originally posted by Jimff5 on 01/8/2016
My wife broke her leg in France, 2yrs ago. She had to be flown home, not air ambulance, but on 3 seats on a scheduled flight, with a paramedic attendant, ambulance transfers from the hospital and to home. EHIC covered the medical side very well, but our insurance (ADAC) covered the repatriation. I dread to think how much it would have cost!


Was that in the south of France? I remember offering our help as we were only a few miles away from you.


Yes, Pukka! it was at Avignon. I remember your very kind offer of help, I cant remember if I thanked you enough,(I was under some stress) but ADAC were great(after an initial hiccup) and provided all that I needed.

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JimF


PersonBenski
02/8/2016 at 5:10pm
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Thanks again. Just looked at a comparison site and it is quoting as little as £11.98.


Don't forget to leave a review of the French and other European campsites you have visited!


Personcheryl.mark
02/8/2016 at 6:51pm
 Location: horwich bolton
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We had to pay for ours when hubby had an accident even with the card, they wouldn't accept it as we had to go to private drs and they just shook their heads so we ended up paying and claiming it back on insurance. For what it costs id pay it tbh its not worth the hassle.


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Personsue-k-2009
02/8/2016 at 9:43pm
 Location: Cumbria
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Please be careful with comparison sites cheapest really isn't the best and often does fit the bill when you have to claim. Be sure that you fully declare any medical conditions and ensure that the quote covers them as the cheapest might quote but hide in the small print that the condition isn't covered. I work in commercial insurance so I know the pit falls. I have paid 30 pounds for single trip policy for my 19yr old son as he is no longer covered by our free bank policy the premium includes cover for his anxiety not that this is likely to cause a claim but had to disclose it in case he has an accident and they then refuse to pay due to not declaring his condition. So please be wary.

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sue-k


Personsue-k-2009
02/8/2016 at 9:44pm
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Sorry that should say does not fit the bill sorry

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sue-k


Don't forget to leave a review of the French and other European campsites you have visited!


PersonSoup Dragon
02/8/2016 at 11:07pm
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I do, for the sake of a few quid it's worth having something on top of your European card.

We have Europe road assistance, travel insurance and gadget insurance under our bank so usually I don't have to think about it. I am out for 6 weeks this year so the travel insurance part doesn't cover me and the kids.

It would be fine if we took lots of shorter breaks, stroking sharks, sky diving and skiing world wide but we will break the consecutive day rule!

Everything else is fine so I looked around for seperate one trip travel insurance for just me and the kids. My husband will be covered by bank when he joins us in a couple of weeks.

Having family out here, it's not like we don't have people to pick us up and provide accommodation. Still for less than £40 we can have our laptops, tablets and phones stolen (yes 9 devices between us), few teeth knocked out and I can get the grumpy teenager flown home with a broken leg As long as the sat nav doesn’t go missing with my programmed destinations.


Personalpiner
03/8/2016 at 7:46am
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make sure the insurance company know about your sons nut allergy when making your application

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alpiner


PersonBenski
03/8/2016 at 1:52pm
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Gosh, thanks for all the advice. I am covered with Nationwide account but the rest of the family are not. Hadn't even thought about declaring the nut allergy - I thought it was things like high blood pressure.



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