Message Forums

Quote: Originally posted by jim oldham on 07/5/2021

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Quote: Originally posted by romany on 07/5/2021

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Nationwide and a couple of others I have tried do not cover people with stents however Nationwide will cover Bypass patients but not if stented previously.

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Strange, as I had a stent fitted in 2007, declared it to Nationwide, and received cover.

Is this a new thing please ?

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Quote: Originally posted by saxo1 on 08/5/2021

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Every time I have renewed I have had to ring their insurer direct and speak to their agent, who runs through all the ailments covered comprehensively, they ask for any changes or additions future possible medical procedures any interventions in the preceding years and medications there was never any uncertainty about cover left to chance the only way would be not to declare any previous surgery etc, the N/W branch weren't involved at all.
saxo1

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Quote: Originally posted by saxo1 on 08/5/2021

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No,what I am saying is that if you have stents fitted then there can be no doubt as to whether you are covered or not because you would have to declare them when questioned by the insurer and if you were covered it would be included in the list of medical conditions covered.
You cant just open a Flexplus Acc and get medical cover for any conditions, you would have to speak to the insurance co to declare any existing conditions you require cover for,if any other people on forums are saying they are covered then it must say so on their certificate there can be no doubt.
saxo1

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Quote: Originally posted by romany on 07/5/2021

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Hi Jim
I don't know if its new, Nationwide's insurers are one of three I tried to get cover with who refused because of stents, after about 3 attempts to find out why some people on the forums tell me they have been covered with no problems I finally got told by their insurers that they are a low risk company and people are mistaken as they definitely dont cover people with stents.

They said they would give insurance cover but stenting and any problems arising would be excluded I have asked people on here and other forums who say they are covered to recheck and let people know on here if they are definitely covered but no one has comeback on that.

The lady in their branch said I would be covered for an extra charge it was only when filling in the online form for the insurance there was a bit I wasn't certain of so phoned the number they give for online help that was when I was told that stents were a no no as I said I have tried to argu it but have failed to get any change.

I haven't wasted time on it since because it seemed highly unlikely we would be able to go abroad anyway.

So if I were you Jim I would double check with their insurers and not branch staff and if you are covered could you come back to this post and let us know     

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Quote: Originally posted by Manty on 10/5/2021

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stents that is!

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