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Topic: Travel Insurance for over 65`s

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SGThomas

28/3/2013 at 8:01am
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Under similar circumstances, would the AA have done the same?

Don't forget to leave a review of the French and other European campsites you have visited!

Kelper

28/3/2013 at 1:58pm
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Quote: Originally posted by frederico on 17/10/2012Did you pay extra for recovery?Fred

So sorry I didn't reply to this!
No, we don't pay any extra for recovery ... however, the breakdown/recovery insurance is for UK and NI only .... when we travel on the continent we take out supplimentary cover (which is considerably less than the cost of buying cover from any other source).
The Santander Premium account also provides travel insurance, including for pre-existing medical conditions, and is effective until you reach 80 years of age, after which you pay a £50 supplement. Medical expenses abroad cover is up to £10 million. (No cover for anything beyond Grade 2 rivers ... so not white water kayaking!)

Six years ago ... camping in Italy ... daughter had a serious cycle accident ... split upper lip and dislodged two front teeth and gums ... ambulance rushed her to nearest hospital (20 km) ... immediate operation ... stayed in for three days, including OH with full board ... didn't even ask us for medical card or paperwork ... all absolutely free ... and a superb job result and service. We were so impressed!

Ronni54

29/3/2013 at 10:17am
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When we had a Santander Account with Travel Insurance they did not cover all pre-existing conditions without extra cost. My husband has Crohn's Disease - although he has had no medical intervention since 1997 - and they would not cover him unless we paid extra.

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Kelper

29/3/2013 at 12:24pm
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Absolutely right ... I think you do pay extra for some pre-existing ... but, this may still work out cheaper than a stand alone cover?

Don't forget to leave a review of the French and other European campsites you have visited!

SGThomas

02/4/2013 at 11:29am
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Update on unoccupancy for a Saga policy

Saga agrees that the wording means 60 consecutive days of non occupation. An authorised person staying one night sets the countdown back to zero, so you then have a further 60 days. They further said that if this was the method you employed, there was no need to notify them .

This was said by Harry on 0845 307 3990 at 11.19 on 2nd April 2013.

OliverDay

02/4/2013 at 7:47pm
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Quote: Originally posted by SGThomas on 02/4/2013

This was said by Harry on 0845 307 3990 at 11.19 on 2nd April 2013.

I wouldn't trust Harry - dodgy character!

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Ollie

2016
Monplaisir - Provence
Camping Les Gorges du Loup

Kelper

03/4/2013 at 12:24am
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Quote: Originally posted by Kelper on 28/3/2013

Quote: Originally posted by frederico on 17/10/2012Did you pay extra for recovery?Fred

So sorry I didn't reply to this!
No, we don't pay any extra for recovery ... however, the breakdown/recovery insurance is for UK and NI only .... when we travel on the continent we take out supplimentary cover (which is considerably less than the cost of buying cover from any other source).
The Santander Premium account also provides travel insurance, including for pre-existing medical conditions, and is effective until you reach 80 years of age, after which you pay a £50 supplement. Medical expenses abroad cover is up to £10 million. (No cover for anything beyond Grade 2 rivers ... so not white water kayaking!)

Six years ago ... camping in Italy ... daughter had a serious cycle accident ... split upper lip and dislodged two front teeth and gums ... ambulance rushed her to nearest hospital (20 km) ... immediate operation ... stayed in for three days, including OH with full board ... didn't even ask us for medical card or paperwork ... all absolutely free ... and a superb job result and service. We were so impressed!

Update:
Major change to Santander European cover rate on Premium Account.
Santander have switched to RAC for their UK cover (Was Green Flag).
Upgrade to European cover with Green Flag was about £55 ... with RAC ... to-day's quote ... nearly an eye-watering £200!
ADAC is miles better value!

Don't forget to leave a review of the French and other European campsites you have visited!

Berriow

03/4/2013 at 9:26am
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Am I still winning? I pay about £70 a year extra with my normal car insurance for breakdown/recovery as part of the package. In UK it's with RAC, in Europe it's sub contracted to the likes of ADAC. Not as all embracing as Red Pennant, I'm well aware of that, but it does what it says on the tin - breakdown service and recovery, limited car hire, and certain defined expenses.

SGThomas

03/4/2013 at 9:30am
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But how much are you paying for your car insurance?

colmax

03/4/2013 at 10:08am
Location: North Wales
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I have just renewed my car insurance with Saga.
Fully comprehensive with legal expenses,AA premium breakdown with full European cover same as UK,no claims bonus of 70% as I have 10 years no claims and protected with 2 claims allowed in 5 years.First £250 of any claim and £100 if windscreen broken.Annual mileage 9K.
Premium? £292.
I do shop around then push current provider for all I can get.
Mondeo,1.8 tdci bought new April '09
Hope this helps.
PS
European cover has no time restrictions.
My age is 70
Post last edited on 03/04/2013 10:17:26

Post last edited on 03/04/2013 10:55:25

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colmax

Berriow

03/4/2013 at 10:38am
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Quote: Originally posted by SGThomas on 03/4/2013
But how much are you paying for your car insurance?

Not much difference with the post above from Colmax, though with a different company.

Don't forget to leave a review of the French and other European campsites you have visited!

SGThomas

03/4/2013 at 10:59am
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For a Mazda 323 2.0litre sport, bought new 2002 - £249.32

This is via Hastings Direct. Comprehensive + legal, £50 excess, 8k miles p.a, 180 days Europe.

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